A Simple But Effective Way Of Dealing With Debt Collectors.

YouTube Description:

Since I lost my job, my creditors are calling incessantly asking for their money. I plan on recording each conversation, so stay tuned and watch the hilarity ensue.
spoco2says...

Sooo, I went to his site (which I'm sure is the point of this, being that he wants to work again I assume), and it makes it seem like he's Mr Amazing, can do everything, is wonderful at life.

And yet here we are.

bcglorfsays...

Very sketchy. Any company scared of being recorded, as company policy, is very, very bad and probably systematically breaking a number of laws.

On the flipside, I've got pretty limited sympathy for a debt ridden unemployed guy still able to be at home watching tv and worrying about running out of recreational drugs sometime soon. I'm reasonably sure no matter where he lives, somebody is hiring even if only for minimum wage. Hard to respect someone's crying the blues about their debt while passing over working the tills at any number of local businesses in favor of staying home and watching tv while smoking up and dodging calls from debt collectors.

RFlaggsays...

Getting even part time minimum wage work can take months, at least where I live. When McDonalds had a hiring day for all their locations in the area, there were huge lines of people hoping to get a job there. I counted close to twenty at the one I was at (which was a fairly small McDonalds compared to the rest in the area), most of them twenty to forty something aged people. Every time I checked on my status, up to a month later, they were still evaluating people from that day. I would guess the weed part was a joke, but even then I wouldn't judge the guy, some people waste their money on alcohol (far worse for the person and society), others waste their money on tobacco (he does, and again far worse for the person and society), some waste their money on the lottery, gambling, clothes, movies, games, cable... who cares what they spend money on. Everyone spends money, if they got it, to help hide the misery of their life or improve their life. So long as they aren't spending it on actively hurting others (hiring hitmen, dog fights, etc.) who cares what the money is being spent on? I can think of billions of things better to spend money on than drugs (I personally don't get the point of drugs unless it is for medical reasons, but I don't get alcohol or legal depression drugs and the like either), but I'm not going to fault the guy for doing them.

Anyhow, I have a part time (barely more than minimum wage) job, and still can't pay any creditors (largely just a student loan and some old utility bills and one credit card that is all of a thousand or less that keeps trying to garnish but child support is in the way, you would think they would give up)... hell, my kids will have a very disappointing Christmas this year... I have to borrow money some weeks just to get gas to get to work (very poor gas mileage and work is 20 or so miles each way) so getting a part time job likely won't help pay the debts at all. Even a full time minimum wage job doesn't make enough to pay for basic living expenses like rent, food and essential utilities (that is no cable) let alone cover any debts created while better employed. Who knows how many applications/resumes he'll send out that day, its only 11 am (although the place looks excessively dark for daytime), so he could be heading out later. I don't expect an unemployed person to spend 8 hours a day 40 hours a week driving all over town, especially since a great many jobs only take applications/resumes online these days (especially the part time minimum wage ones).

That all said, I agree any company scared of being recorded is sketchy... how do they know you are actually recording for one, and then who cares second unless you are breaking or at the very least bending the law?

bcglorfsaid:

Very sketchy. Any company scared of being recorded, as company policy, is very, very bad and probably systematically breaking a number of laws.

On the flipside, I've got pretty limited sympathy for a debt ridden unemployed guy still able to be at home watching tv and worrying about running out of recreational drugs sometime soon. I'm reasonably sure no matter where he lives, somebody is hiring even if only for minimum wage. Hard to respect someone's crying the blues about their debt while passing over working the tills at any number of local businesses in favor of staying home and watching tv while smoking up and dodging calls from debt collectors.

L0ckysays...

You sound like someone who's never been unemployed in a location where it's difficult to find work.

Try being a little less judgemental.

bcglorfsaid:

On the flipside, I've got pretty limited sympathy for a debt ridden unemployed guy still able to be at home watching tv and worrying about running out of recreational drugs sometime soon. I'm reasonably sure no matter where he lives, somebody is hiring even if only for minimum wage. Hard to respect someone's crying the blues about their debt while passing over working the tills at any number of local businesses in favor of staying home and watching tv while smoking up and dodging calls from debt collectors.

Thumpersays...

Why would you sell that TV? You would only get a fraction of it's value. It's not against the law to be broke or in debt, unless you owe the Fed's money. He mentioned his weed stash was dwindling, also at least it's not beer. Weed is a cost effective substance so out of all (including cig's) it's the cheapest and healthiest. Over compensating could be ever worse as it may lead a person to madness which could lead to all sorts of other bad stuff.

Esoogsaid:

Sell your TV, quit buying weed, and pay your bills, asshat.

rabidnesssays...

I can agree it appears sketchy, however I've worked at a collection agency. Truth is they get sued so much and for the most minor mistakes that YES it's a good idea to have the more experienced collectors handle a guy like this.

BoneRemakesays...

Nope, No no.

You got it right, they are a bunch of lying pieces of shit. Literally lie to you. I wanted to s l augh t er the guy that "took" me for a ride.

Stick it to'em back all you can !

Barbarsaid:

The agents are typically under huge pressure to recover debts, and often lie outrageously in the pursuit of it. Personal experience may differ, mind you.

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