Any Tech knows when there is a heart beat( except those in training or just out of school).
And they will tell you it occurs around 6 to 10 weeks. Fully developed or not a beat is a beat.

When finger develop they are stubs but still they are fingers.

Techs are not Drs but they relay 100% on what the tech say and write.

Not talking about Techs giving a treatment plan ( straw man argument).
Techs report and Dr give treatment options.
( hence high malpractice insurance costs).
Dr may edit and add to the report. IF they spot an error then can edit.



So you mom dragged yo to work and you somehow you became as knowledgeable at them.

My sister used to be a butcher and brought her daughter to work often. This does not make the daughter a butcher or even remotely knowledgeable of the subject.

You bringing up the many any many DR yo u met is irreverent to the argument.


So reading a book makes you more knowledgeable than the ones who see for themself day in day and day out.
( bet you supplement this with lots of YouTube's)

{{If I listen to lots and lots of music and read a few books This will make you smarter than an actual song writer? }} Good logic bud.



Elitist Tool:
What actual hands on knowledge do you fucking have about this topic?

My two cents, the old axiom, your right to swing your first ends at my nose, seems to apply.

I think people should pay for their choices, so eating poorly, pay more for insurance....Lots more. Ignore doctors advice, lose all benefits of insurance and pay for your own care, and from the back of the line too. When that choice has a good chance of costing someone else's life or health, that's the line imo. You cannot ever repay that kind of debt, so you shouldn't be allowed to take it on, nor should people be allowed to gamble with other people's health and lives.

They spread misinformation and disease...

Both are blights on society and costly of insurance dollars / government aid.

Your comparison of the unvaccinated to those who practice unprotected sex is valid. Both, usually, are the result of ignorance and inconsideration. With no regard to how it affects others or themselves.

You're clever. Like Colbert's old character. Act like your supporting something, all the while giving examples damning that support.

Bob the satirist. Who knew?!

@StukaFox says

Buts its ok to be a gay and get aids or be 14 and get pregnant. Both are blights on society and costly of insurance dollars / government aid.


There are many risky behaviors that people choose.


I'm against the vaccine but realize that it was in my best interest to take it. ( 59, over weight, out of shape etc)


You either have free choice or you dont.

Refusing a vaccine should be like smoking, being a heroin addict, or not wearing your seatbelt, a legal reason for insurance companies to deny coverage.

I heard some major multinational corporations are charging their employees who aren't vaccinated $200+ a month extra for medical benefits. A good start, but it should be more if not just a complete forfeiture.

In Florida doctors did a walkout this morning to protest the huge numbers of unvaccinated morons needing hospitalization, and how they've overwhelmed an already long term overworked and understaffed industry to the breaking point.

Being vulnerable is a choice, one with very expensive consequences. Those making the choice should pay their own bills...they're invariably the same people that scream about taking personal responsibility when it comes to others. 100% of hospitalization and deaths in the last months in my county have been unvaccinated people, and they're unable to treat anyone else because they're over capacity now.

It's FDA approved, it should be mandatory.

Imo, anti vaxers should be given fournier's gangrene in icu, then told there's no one available to treat it.

FUCK these people.

Fuck them with a rake.

Fuck them. Fuck their "muh FWEEDUMS!" bullshit. Fuck their double-digit IQs and fuck anyone who encourages these cocksuckers to be the Typhoid Mary motherfuckers who need to be put on an island and neutron bombed until the carbon in their cells gives up and bails.

I've mentioned before that one of my clients is a major healthcare provider, the largest on west coast. The worthless fucking parasites who refuse to be vaccinated are going to jack your insurance rates into the stratosphere because they're being treated first in the ER (major profit center for hospitals) and then the ICU (where $10k a day is the low end). The best case scenario is that they get on with it and go have a talk with Hitler in Hell, but no -- these cunts have to hang on and take up a bed that won't be available for the guy who just had a massive coronary, take up doctor's and nurse's time while they cover their distance between living dumbfuck and dead dumbfuck at a snail's pace, and fuck us all by running up multi-million dollar bills that they can't pay, they won't pay, and that they'll dump on the rest of us when they're done gasping the oxygen that belongs to people who aren't idiots.

These goddamn parasites can't die fast enough. I laugh whenever I hear some moron bewailing the fact he didn't get the vaccine and now Death is check his watch outside the door. You want to exercise the "right" to not be vaccinated (which you don't legally have in the first place), fine: die at home, hopefully in agony, and let your family leave your corpse on the sidewalk as an abject lesson in why being a complete fucking idiot doesn't pay.

Fuck I hate these goddamn people.

“This family”?
This isn’t one case, Bob. It’s department policy and has been for a long time.

Agreed, it SHOULD be a big payday for these families… unfortunately that’s at taxpayer, not the police’s pension fund’s, expense….but so far in the years of this practice if the victims got anything it doesn’t seem to have payed enough to get the local government to stop it, or enough to excuse blatant and rampant abusive harassment of law abiding citizens as standard policy, even a revenue generator.

How much is the daily harassment of your children, wife, co workers, family, friends, and business contacts at their work and in their homes late at night for years by dozens of aggressive armed men trespassing and peeping in windows and threatening arrest and continued harassment if they can’t come inside to “talk” at 3 am, all because they know you….without you ever being convicted of a crime….worth?….guaranteed none of the victims of this policy have been paid that much.

It is nice to know you at least say you don’t support DeSantis style policing…so I guess you don’t support his candidacy?

Also interesting you love to dismiss constant violent civil rights violations like this by just claiming the victims will get a huge settlement and that makes it ok (most don’t, police have immunity from all but the absolute worst illegal violations, they don’t even pay to repair the doors they destroy breaking in homes with no warrant or the pets they kill while trespassing and spying on citizens….not even for the innocent people they murder when breaking into their homes at 3 am, and when they are brought to account, they often fight cases for decades first, forcing the victims to sue them over and over and over and over....expensive lawsuits against city hall that most victims can't afford to start)….but when it’s a public health issue where they’re considering forcing you to not become a biological viral lab, stopping you from mutating new viruses to release in America, suddenly your rights to be dangerously idiotic and anti science are sacrosanct, no amount of money could make up for a little ouchie, fuck those other people you kill and disable.
Anti vaxers should not only be denied insurance, but also be forced to pay for treatment of their victims.

600000 dead thanks to pretending it’s a mild flu and ignoring it for months = “fake COVID fear”
4 dead in a hostile country = “spend as long as it takes to force Clinton to pay”

No punishment, just exclusion from society and commerce in self defense. When you morons start spreading the next variant that mutated in one of your obese bodies and we go back to full quarantine, I’ll be totally open to either get the shot or get shot….you’ll be murdering people in the name of ignorant obstinance.
What happened to “grandma is fine dying if you can go back to work”…now turned into “I’m not getting a shot so we can go back to work because no one pwomised me a wowweepop and I’m afwaid of getting owchied.”

Go door to door, any house with an unvaccinated occupant should get sealed and the names published, and breaking quarantine should be the death penalty anyone can inflict just like you idiots said the elderly would accept.
Definitely anyone unvaccinated should pay every dime of treatment at this point, right? You claim to be about personal responsibility, so lobby your representatives to give insurance companies and the fed the right to not pay for COVID treatment for unvaccinated people. 90% of you morons would try to get one today if that was the case.

Public health is not a personal choice as long as you live in a society. Leave society, then you can live in personal freedom on quarantine island.

You can't kill a living human being...

Death Penalty exists...

Abortion will always be a touchy subject, but if you have money to travel, you can get that abortion in places that support them. So what these abortion laws do is punish poor people who can't make that trip. Then those same people are forced to either put the child up for adoption (because we don't have a ton of children that can't be adopted already) or they can raise that child, most likely in the same situation that led to them being poor and not having a proper family unit.

Storytime, and god help me if my wife ever finds out I talked about this.

I was raised in a poor home, with an abusive family. My wife was raised in a poor home with a good family. When we started dating after High School back in 1992, you had two choices for safe sex, condoms or birth control (doctor visit with no insurance and it was Texas in 1992, they weren't just tossing it out like free candy). We had to use condoms because we couldn't afford birth control and because she was scared of using it. If you have ever read the side effects, you might be too, seeing as death can be one of them in rare instances.

So condoms were the watchword. But accidents happen; maybe one just didn't work right, maybe it was the one that broke one time, but we ended up getting pregnant. I told her that I would do whatever she wanted. We planned to marry soon anyway, so I said we could shotgun it if need be. She said she didn't think she wanted a child. So I said that it was HER decision, but I would be there through it.

It isn't easy. Unless you have been in that exact situation, you will never know the fear and uncertainty involved. We were 18 and 20, just starting out with shit jobs, living with parents, and with a 1968 Catalina as our only vehicle. Her parents would have forced her to have it if they knew, because they thought the same way as @bobknight33. We would have been stuck living with them, they already didn't like me because I wasn't deeply religious and not into ranch life. My parents wouldn't have taken us in because my mom didn't like my wife until years later. The stress and anger would have probably split us up, and both of us would have likely remained poor to this day.

Instead, my wife chose to not have the child and got an abortion in the first trimester. We kept it to ourselves, married later, and are still together today. We both fought our way out of being poor people to being on the upper spectrum of middle class. We decided we just didn't want kids and now we spoil our niece. I will swear right now that we would never have made it to where we are today if we had been forced to raise a child because of someone else's deranged idea that every child must be born regardless of the future in store for it.

So, yes, I can speak to what an actual poor person goes through in that situation. We were lucky, because there weren't laws rammed through by religious people who have no clue of the consequences, just a strong delusion that God wants all children born. Funny how those religious people wash their hands of the aftermath of their crusade. Even funnier are the ones that quietly send Mary Lou to California to 'visit an aunt' for a couple of months when they find out their spawn got knocked up.

TL;DR

If you fight against easy abortions, except those where the child has reached the capability to survive if it had to be medically removed from the mother, you and the rest of your ilk can go fuck yourselves.

I Remember .

They are going up a lot. Not due to global warming .


Rates most likely going up due to dollar losing 50+% of value since 2000.



from the Herald Tribune
https://www.heraldtribune.com/story/business/2021/01/04/florida-homeowners-face-higher-rates-property-insurance-2021/4038548001/

"Property owners throughout Florida are seeing their insurance rates soar, as companies had rate increases approved ranging from from 12% to 31%. Insurers point to high rates for reinsurance, which is basically insurance to back up insurers, and claims for water damage from leaks that are not hurricane-related.

Another factor cited was that claims still were rolling in from Hurricane Irma in 2017 and Michael in 2018. Policy holders have a three-year window to submit wind damage claims. Insured losses from Irma totaled $17.44 billion while Category 5 Michael generated $7.9 billion in claims for insured losses, according to FOIR."



https://www.nhc.noaa.gov/pastdec.shtml
NOAA data goes up 2004.
Hurricane rated not more no less over last 100+ years.

Remember that time you said if climate change and sea level rise were real, insurance in places like Florida would skyrocket or disappear. Guess what.

Not only has it skyrocketed like I told you was happening back then, but many companies have now just left places like Florida altogether because it costs them far too much to payout over flooding and extreme weather events that are now regular occurrences.

My guess....you'll ignore what you claimed, ignore what the companies say, and ignore the data that's undeniable and blame liberals for faking the insurance fiasco and faking constant repeated flooding and extreme weather decimating many areas, especially coastal and low lying areas....or you'll just deny things are demonstrably worsening.

What I know for certain, you won't admit you were/are wrong, and won't accept any responsibility for dragging your feet and obstructing vital progress with unending stubborn denial of reality and making the situation exponentially worse and the time to mitigate it exponentially shorter.

Such nonsense.
Biden did not approve, nor is he helping build this pipeline. He chose to not sanction one Swiss company helping build the last 90 miles, but is still sanctioning Russian companies involved, and is likely to block it's certification and insurance (by banning any insurer from using international or US banking) without guarantees the Ukrainian pipeline won't be abandoned.
He decided not making Germany go dark was a better plan, not alienating a long term ally and strategic partner that we are trying to repair our severely damaged relationship with.
He also decided putting Russia in bed with the Chinese, their other option for selling their gas, was not a smart move.
He is clear, he is against this pipeline and is still sanctioning many Russian companies involved in it's construction.
https://www.cnn.com/2021/05/18/politics/us-nord-stream-decision/index.html

Those grapes must be really sour today @bobknight33, they've got your yummy tears flowing like a firehose....keep em coming. So yummy, you guys.

Edit: I'm curious why America SHOULD hold veto power over international projects approved by all involved countries on other continents. Should we stop pipelines because Putin says so? He could stop hacking them and just tell us to quit. It seems ridiculous that we are telling Germany they can't have more natural gas, and telling Russia they can't sell it.
For clarification, I'm against it for ecological reasons, yes gas produces less CO2 than coal and oil, but produces way more methane which is >25 times more destructive per molecule in the short term. 11 billion could have built any number of wave/tidal generation facilities that run 24/7 without a new source of greenhouse gases.

No idea, but that looks like it came off pretty easily and judging by the video the railing was already in disrepair. I've got no stake in the matter but if I was the home owner, I'd be worried about liability (though home insurance would cover it...I think).