search results matching tag: student loans

» channel: learn

go advanced with your query
Search took 0.000 seconds

    Videos (22)     Sift Talk (1)     Blogs (5)     Comments (183)   

w1ndex (Member Profile)

How Bad is The Cost of Living Squeeze In the US?

newtboy jokingly says...

To my “Dumber than a box of hammers”

So, 2023 is over…
Gas, below $3 nationwide
Food, below last years prices
Cars, dropped all year in price
Interest rates…not up for credit cards that charge the maximum allowable by law to most customers, but true for loans….but for investments like CDs or bonds it’s a good thing so at worst a wash? It’s not slowing the housing market much.
Even inflation is at 3%…well below wage gains.

Also better, under Biden we avoided a recession everyone insisted was a certainty 12 months ago, and his administration has helped with student loans (and would have done more without Republicans blocking him), prescription drug costs, even car maintenance costs are lower thanks to the biggest infrastructure investment in our lifetimes. Unemployment continues to be at record lows for a record long timeframe.
His DOJ has also prosecuted thousands of cases of ppp loan frauds Trump allowed, recouping some of that easily stolen money.
If Republicans would stop blocking funding, he might fix the border too…we will never know because Republicans won’t pass a funding bill for more officers to catch and courts to deal with the influx, and instead are again threatening to shut down the government over the border without a solution themselves.

Wanna try again?

And I’ve said it before but I’ll say it again…I don’t wanna grow up, I’m a toy’s r us kid. How sad that must be for you.

bobknight33 said:

" it’s better by every single measure used to measure any economy."

Gas , food , cars, interest rates all cost more.

Your dumber than a bag of hammers.

Newt, grow up.

bobknight33 (Member Profile)

newtboy says...

Odd, the Trump unsupervised PPP “loans” that Cons all took advantage of, then had forgiven (the same rich people who fought against student loan forgiveness)….that has no impact I guess?

Yeah…the timeline says no, not really. The QE and handouts happened in 2020 and early 21 as Tesla was skyrocketing, not what made them crash. You are just blathering.
Remember, you 100% denied the insane unheard of level of QE Trump did had anything to do with inflation, proving you have 0 grasp of economics.
Pumping money into the system is the only guaranteed way to cause inflation, and Trump did it more than any other president in history. He saw it as a way to spend more off the books. In fact, it was an unapproved tax on every American in the form of massive inflation you simply blamed on Biden for years. Kind of hard to swallow your sudden realization that printing money hurts the economy when you absolutely denied it when your guy printed money….over 40% of all money ever printed was printed in 2020. Where was this bob in 2020? It’s true, the money printing by Trump and to a much lesser extent Biden increased inflation significantly…but that doesn’t account for Tesla crashing twice as bad as other car companies.

He’s correct, we will end the fossil fuel industry. Importantly he gave no timeline in your clip. Reality is under Biden oil and gas production is up….but refining capacity down. The only way he could directly effect that is nationalizing oil and gas companies and forcing them to lower their profit margins to pre pandemic levels.
Reality is you were simply lied to, again, we were not a net exporter of energy under Trump. Only during the summer, in winter we imported more than we shipped out in summer. Net importers.

https://www.usnews.com/news/top-news/articles/2022-12-19/u-s-poised-to-become-net-exporter-of-crude-oil-in-2023

Since you’ve been misled, you should understand Biden only halted NEW leases of federal oil fields until the companies that want them use the leases they already have. Oil companies want to buy the fields but not drill, creating more shortages and higher prices/profits. Biden insists they make use of the land already leased before locking out tens of millions more federal acres from exploitation by their competition or any other use.

We still export oil, and import it. Our refining capabilities went down under Trump when he ok’ed the sale of the biggest refinery in America to the Saudis and they instantly cut production. In 2020, our demand went down, but not below our production.

Oil companies lost a combined $76 billion over 2020, then made over $2 trillion profits 2021 and $4 trillion 2022. Utter bullshit it’s just making their losses back. An outright bold faced lie that relies on ignorance of any facts to be believed.

Trump ok’ed the murder of American citizens by the crown prince, bragged about protecting him from murder charges. Trump gave the Saudis top secret information about dissidents in their country which they paid son in law Kushner $2 billion for then murdered them. These included people working for America.
Trump also sold the Saudis our refining capabilities without which them being pissed would make no difference if we were actually a net exporter (we aren’t, never were) and still owned our infrastructure (we don’t), the evil murderous Saudis would have no leverage at all. Duh.

bobknight33 said:

QE Quantitative Easing
helicopter $ All those Gov Checks that kept people home.

Gas policy. Biden want to kill the oil industry. Transition to cleaner forms of energy is great but you can't just switch off our dependency of oil.



https://youtu.be/PIbrBk9b1Hg

https://youtu.be/Dtf4Q_qzx44


under Trump we were a net exporter of oil. Now we need to import.
oil companies are reporting record breaking profits. But it follows pandemic-fueled losses.
Biden pissed the Saudis over the assassination of the dissident journalist Jamal Khashoggi so they say no oil for you, Joe..

When the SPR is depleted or stopped being used what do you think will happen to gas prices?

bobknight33 (Member Profile)

newtboy says...

So apparently Trump’s final (secret) move in office was to erase the “red flags” on 2.7 million PPP loans that would have caused the recipients to be investigated, and most would have been forced to return the money. All loans over $2 million had red flags erased, apparently the smaller loans didn’t get the same treatment, the most common red flag was that the companies didn’t exist in February 2020. (They were created on paper to defraud the PPP loan process set up by Trump’s administration with no oversight intentionally to allow fraud.)

$190 BILLION worth of flagged >$2 million loans to millionaires he demanded not be investigated for obvious fraud and instead be totally forgiven.

Kinda puts a damper on the “we can’t afford student loan forgiveness” of loans in the tens of thousands to the needy when we can afford fraudulent millionaire loan forgiveness of loans in the millions to millionaires, and tax giveaways to them in the millions at the same time.

More Republican crime covered up by Trump. Another $190 BILLION handed to millionaire crooks by their public spokesman….after $2 TRILLION in tax breaks.

In case you missed it, Trump’s Proud Boys are pleading guilty to seditious conspiracy, admitting they were attempting a coup for Trump at his direction and with some direct assistance and communication directly from highest ranking members of his administration (Stone, Giuliani, secret service agents) that knew what they were doing ahead of time.
They stood back and stood by until Trump called them to help with his coup. That’s treason. All parties complicit in the conspiracy are guilty too…that includes Trump and his family.
The sentence for treason is death. America may soon inherit a number of deep in debt golf courses! (Unless some nut with high powered guns they shouldn’t have takes matters into their own hands)

Beau schools on schooling: why 'FREE' scares Biff & Babs

luxintenebris says...

https://theintercept.com/2022/08/25/student-loans-debt-reagan/

holds water. at the time, thought with derisive cyniscism 'why is he doing this? maybe he wants to be sure the GOP has enough voters!'

held that thought privately until it became obvious.

yeah. most enlightened (the truly bright) find education a gift that all people should be given. ben franklin, Andrew Carnegie, et al knew the deep effect of education on a people/nation/society.

'sides, doesn't do the US well to have hungry air force personnel mistakenly launch missiles when they thought the button said 'lunch'.

draak13 said:

I think this argument is invalid from the standpoint of what groups of people he is talking about. The people who tend to value free education by supplementing with tax dollars tend to vote democrat. People who want to keep education expensive and withhold tax aid tend to be republican. Particularly in these modern times: the exit polls show that the more educated you are, the more likely you were to vote democrat. The most educated people seem to be electing those who would like to make education low cost.

Given this, the argument that 'education is kept expensive to keep competition down' is unlikely (though not impossible) to come from an educated person...because the statistics show that this tends to not be the values of an educated person. The educated 'club' tends to value exactly the opposite, and wants everyone to be educated.

Beau schools on schooling: why 'FREE' scares Biff & Babs

bobknight33 says...

Truly there should be a helping hand to bright students who can't get a scholarship, loans to to to higher education.


I was poor student , didnt care about it got low grades. -- A year of washing dishes made me think find a white collar job. Dad refused to pay / help. I ended up getting student loans.

Dads motto -
IF you want something bad enough you will find a way.

Dad was a HS grad and was writing quotes for Navy Nuclear and many other million $ bids. Smartest man I know.

Paid my way through Penn State, slept on the floor, no heat 1/2 year ---- but I did it . Paid back my student loans and I am a better person for it.

higher education should place a finical burden on you - You will work harder because you can't afford to fck around.

That being said college / universities are over charging and raping students more and more every year.

? do college charge more because they know that the student can get the loan? I think so.

I think If you drop the amount a student can get in loans I sure tuition will drop to that level --- Supply and demand.

Biden Approval WTF

newtboy says...

Biden and his administration just put up to $20k in the pocketbooks of Americans with crushing student loans making under $125k, and a pause on payments for everyone until 23…also a cap on payments at 5% of income.

Filling American pocketbooks and erasing crushing debts….Republicans are totally against it.

What dumb fuckstick wouldn’t vote for this accomplished elder statesman?!? 😂

BTW- Biden’s approval rating is 41%….Trump’s is below 36%. D’oh!

bobknight33 said:

This administration and its party are destroying the American pocketbook.

What a fuckstick voted for this frail old man?

Biden Approval WTF

newtboy says...

LMFAHS!!! I made 14% between June-August. How about you? 😂
That’s double what I made 2016-2020 in 2 months!! My pocketbook is comparatively bursting…is that what you mean?

Your tantrums, nonsensical complaints, and snowflake tears really brighten my day, thanks.

Remember, Trump had -3.5% gdp his last year, the worst gdp drop in American history, millions unemployed, tens of thousands of businesses shutdown permanently, supply chains completely broken, shelves bare, and what, almost $9 trillion deficit spending in his last year? (Don’t forget 1 million dead Americans)

What idiot fuckwit would ever vote for that frail old delusional convicted conman and traitor? He stole nuclear secrets.

Edit: looks like Biden is likely to put $10k in the pocketbooks of Americans making under $125k with student loan debt….more destruction, oh no!

bobknight33 said:

This administration and its party are destroying the American pocketbook.

What a fuckstick voted for this frail old man?

Biden’s first year as President: A Beatles remix

JiggaJonson says...

? how so ?

For the people who hate him and anything and everything he does maybe. As for me...

-------------------
-------------------

The bitch the former admin had in charge of the Department of Education tried to fuck me and everyone else who upheld their end of a 10 year contract to teach in inner city schools, with Joe Biden and im proud to say my own state rep

PASSED THROUGH BOTH HOUSES
SIGNED BY THE PRESIDENT
NOW IT'S LAW
https://www.govtrack.us/congress/bills/117/s848
Thanks to passing this, now the republican's aren't going to reneg on a 10 year agreement and turn that shit basically into a huge extra debt for me. That's good. Not to mention the recent ruling with predatory lending practices through NAVIENT. I been making double/triple payments on a student loan through them and still not cracked the principle balance for some reason. (the reason is, what they were doing is criminal) (thanks biden!)


PASSED THROUGH BOTH HOUSES
SIGNED BY THE PRESIDENT
NOW IT'S LAW
My brother became addicted to opioids after a tendon replacement in his heel. Almost OD'd- Biden signed / passed a bill to combat that https://www.govtrack.us/congress/bills/117/hr4981

Thanks Biden!!!


>PASSED THROUGH BOTH HOUSES
SIGNED BY THE PRESIDENT
NOW IT'S LAW
My daughter's rare neurodegenerative disease received funding to continue to study to treat and help prevent it in the future. That's good. https://www.govtrack.us/congress/bills/117/hr3537/text

Thanks Biden!!!


>PASSED THROUGH BOTH HOUSES
SIGNED BY THE PRESIDENT
NOW IT'S LAW
The American Rescue Plan https://www.govtrack.us/congress/bills/117/hr1319

Thanks Biden!!!


>PASSED THROUGH BOTH HOUSES
SIGNED BY THE PRESIDENT
NOW IT'S LAW
The Infrastructure Investment and Jobs Act
https://www.govtrack.us/congress/bills/117/hr3684

Thanks Biden!!!




Maybe not a good year if all your friends and fam are dying because they wear red hats instead of masks like fucking dumbasses.

bobknight33 said:

Not a good year for Joe.

Not a good year for the American pocketbook.

Why should college be free

spawnflagger says...

Don't know this Stossel guy (seems like a tool), but was always a fan of Mike Rowe, and also his initiative to get more workers in the trades.

I've seen plumbers (2-yr degree + certification) with higher hourly rates than lawyers (8-yr degree + bar exam). I also know a guy who makes more now as a general contractor than he did as a DBA (B.S. in Computer Science).
I think part of this is supply & demand- not as many tradespeople so the wages go up to hire those willing, and the cost of higher wages gets passed on to the customer.

But the point of this video isn't "should you go to college?", it's "the liberals want hard-working people to pay for college for all these liberal students", which is a false premise and why I can't upvote it.

I think community college should be taxpayer-funded for those students who want more than just high school. (but they should have to maintain certain GPA to remain free)
As far as other private Universities, they should be able to charge for it. Colleges that receive Federal or State money should have a cap on the rate that tuition can increase per year (maybe based on inflation). Over the past 20 years, most college tuition has gone up way more than inflation or wages.

Rather than student-loan forgiveness, I'd rather see a federal program that will help those students who couldn't finish school go back and get their degree (where it will pay for itself) or get a different degree. Most of this sub-$10k student debt they talk about is for students who never got their degree.

Hasan Minhaj Calls Out Congress Over Student Loans

Mystic95Z says...

Yep, that was a oh snap line!

The sad thing is someone who's having a bad financial time cant wipe the student loan debt via backruptcy, yet we have a six time bankrupt loser as president...

moonsammy said:

Gotta love that dig in the last line!

newtboy (Member Profile)

newtboy (Member Profile)

60 teens vandalizing and looting Walgreens

JiggaJonson says...

@newtboy
@BSR

Think of it a bit like this (quote from Wilde)

"...surrounded by hideous poverty, by hideous ugliness, by hideous starvation. It is inevitable that they should be strongly moved by all this. The emotions of man are stirred more quickly than man’s intelligence; and, as I pointed out some time ago in an article on the function of criticism, it is much more easy to have sympathy with suffering than it is to have sympathy with thought. Accordingly, with admirable, though misdirected intentions, they very seriously and very sentimentally set themselves to the task of remedying the evils that they see. But their remedies do not p. 3cure the disease: they merely prolong it. Indeed, their remedies are part of the disease.

They try to solve the problem of poverty, for instance, by keeping the poor alive; or, in the case of a very advanced school, by amusing the poor.

But this is not a solution: it is an aggravation of the difficulty. The proper aim is to try and reconstruct society on such a basis that poverty will be impossible. And the altruistic virtues have really prevented the carrying out of this aim. Just as the worst slave-owners were those who were kind to their slaves, and so prevented the horror of the system being realized by those who suffered from it, and understood by those who contemplated it"
--------------
And allow me to pop this out:
"the worst slave-owners were those who were kind to their slaves"
--------------


This is a stark/bleak example. I don't personally agree with it entirely. As I said, I bring cereal for my students and it's there and free and available unless I don't have time to get to the store or unless I myself am out of pocket change to buy extra food.


I don't ENTIRELY disagree though ----> Which is not to say that I agree.

I would say, YES there are structural changes that need to take place, but I also believe that assistance needs to be there to handle some kind of transition period while a problem is realized.

ALL of that being said

Here is a perfect example of a societal ill in our current system that needs to be addressed. It's a disgusting by-product of a structurally unsound student loan system.

https://www.youtube.com/watch?v=Db9NaPDtAmU


Source: https://www.gutenberg.org/files/1017/1017-h/1017-h.htm

Canada's new anti-transphobia bill

dannym3141 says...

Sounds like an exercising in rearranging the furniture on the Titanic to me.

In a world where discrimination and separatism is qualitatively and quantitatively on the rise, people in charge must be ecstatic that they can appease people without having to do anything meaningful that might piss off the extremists on the right, or "shareholders". And people are so used to being told that change is only possible through incremental adjustments that they'll eat it up like candy and think this is progress.

"People people people, if you're going to call someone a filthy tranny and throw fast food at xem on public transport, at least use the proper pronoun when you verbally abuse xem."

When there's a hole in the boat and you're taking on water, the least of your concerns should be about what language you use to describe the in-rushing water or shape of the hole, nor arguing over the colour of the material you use to repair it.

I'm sure some people will see this as a victory. Until next time they apply for a job and not get hired due to transphobia. And the manager of the company, with a gleam in their eye, begins the rejection letter with 'Dear bun/bunself', then sniggers to themselves and says "fucking trannies."

What I'm trying to say was summed nicely in a tweet i saw the other day:
ALTRIGHT/NEO NAZI: your all going to the gas chambers!!!
NEOLIBERAL: you're*

If this is the extent of what activism is able to achieve, i should say that the establishment/elite have won by pacifying and declawing the protesters. It's no longer about breaking the shackles of oppression. We can't go around breaking shackles everywhere - think of the effect on the economy? And what about people getting hit by shrapnel? No, instead the LGBTQ community will be given multi coloured chains, the black community will be given slightly longer chains, and we'll pad the shackles with silk so that everyone is much more comfortable. Don't complain about the concept of being chained, instead complain that your chain is not as nice as the next guy's chain.

It's as though the great struggle of protest and civil disobedience has been taken over by the liberal intelligentsia, and the worst kind of discrimination faced by a 20 year old middle-class university student with rainbow coloured dreadlocks and a nose piercing is the letter they receive about their student loan that begins "dear sir/madam". So they go out and march about it and think they've made progress when they get their own pronoun. In their life, in their experiences, they are treated equally in other respects, so they think they ARE fighting inequality.

But for the working class male or female transsexual who gets filthy looks and a seat isolated by themselves on public transport, to travel to their entry level job where they've been skipped over for promotion for not looking the part, or getting the right level of respect from the trans-phobic staff, getting snide whispered comments from customers about the size of their hands, getting abuse yelled at them as they travel to have a night out at the ONLY trans-friendly bar within a 20 mile radius....... I get the feeling that receiving a letter with the correct pronoun isn't exactly going to change their fucking lives.

To remove a weed, you go for the roots. Some wanker calling you him/her when you prefer bun/bunself is not the root of this problem. The problem is that they are trans-phobic, not the language - which is just the tool they use to discriminate against you. To change the language and think that you've won is a bit like redefining room temperature and claiming you've warmed everybody by a few degrees.

If you march for equal rights, fair pay, fair treatment then people are going to see that and join your protest because they also want those things. Those things will solve the problems faced by the trans community, feminists, masculinists, minorities alike! And through common goals and by supporting each other en masse for simple, unified goals like EQUALITY, progress will be made, change will happen. It is a concept called solidarity and seems to be going out of fashion, but our grandparents knew.

The objective for the establishment is to drive a wedge between groups of people so that their demands are more manageable, and they can be turned on each other. Feminists, masculinists, LGBT, everyone... can't you see how better off you'd be marching together for common values that lie at the core of what every human wants?

Wall of text, sorry... and I know it looks like i'm being insensitive. So congratulations, genuinely, for getting someone to use your preferred pronoun if that makes you feel better. But whilst people have been fighting tooth and nail to get their own pronoun (in civilised settings only), we've suffered huge leaps backwards in freedom and tolerance behind their backs whilst they were bent over intently concentrating on the finer detail of what their ideal equality looks like.



Send this Article to a Friend



Separate multiple emails with a comma (,); limit 5 recipients






Your email has been sent successfully!

Manage this Video in Your Playlists

Beggar's Canyon