I think that's at the discretion of the judge, if you asked for 15%, likely you'll get your principal back, if you asked for 1500%, chances are you won't get a dime back as punishment, and may end up owing the borrower if you went overboard trying to collect.

I live in California, building codes change constantly. I agree, it is maddening and often backwards. He was specifically talking about codes for building stand alone solar, which are newer building codes. Even old building codes are often poorly thought out and contradictory. I'm not saying there isn't an abundance of red tape here, especially for building.
That said, his contractor should have been aware of all codes, submitted his plan, and would have approval or notes on what to change in weeks tops. There's something wrong when it takes over a year to get a shed built, some reason his plans weren't approved like they weren't to code.
Citation : personal experience - I installed solar in California, it took 3 days for my permit approval....and only that long because my contractor was being lazy.

That's the thing I disagree with, no new laws are needed at all, just a removal of exemptions/deregulations for businesses that pay large enough bribes (contributions) to elected officials. Even making all credit businesses operate on the same rules, allowing them 30% interest, seems ok, but that isn't reality today. It's unconscionable to allow 1600% interest on loans peddled to desperate people that don't actually qualify for a real, legitimate line of credit, many of whom don't understand it's what they're agreeing to, but the payday loan lobby is well funded and connected.
Citation:
Although U.S. states set their own maximum legal interest rates, a Supreme Court interpretation of the National Bank Act of 1864 preempted state usury laws and created a path toward a national consumer lending economy. The most important federal case in credit card interest rate deregulation was decided in 1978.

Her problems were multifold. The predatory loan took a fixable issue, her terrible customer service, and compounded it with insurmountable and ever expanding debt, which in turn undoubtedly hurt her customer service more, thus increasing her debt..... It sounds like she never should have purchased a service oriented business, and likely overextended herself from day one just to do it.

I'm unsure of your point in the last paragraph.

I came into the world with my legs forward:

The midwife wonder'd and the women cried
'O, Jesus bless us, he is born with teeth!'
And so I was; which plainly signified
That I should snarl and bite and play the dog.

Then, since the heavens have shaped my body so,
Let hell make crook'd my mind to answer it.

I will be deaf to pleading and excuses;
Nor tears nor prayers shall purchase out abuses:
Therefore use none:




my opinion of people like this has changed -


Save your lectures for people who need them. Talk to my mother who is afraid to wear a mask because it might give her covid.

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Mostly its Unions that protect bad cops. That needs to change.

These cops, like any organization run things their way.

EX. In my Co. that I work for If you need a CD burner I have to charge you $700 ( if you not under a contract). What I want to say but can not, is that you can buy one locally for $20.

Additionally, The customer because of their rules, they find it extremely hard to get one locally due to their purchasing system.

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Lack of flexibility, perhaps, but exceeding your sales projections by so much you can't keep up and have to outsource from competitors could be a genius (or moronic if it backfires) marketing move....if Tesla power packs outperform ones purchased from competitors in an apples to apples comparison (but one designed to favor Tesla from the start because they are in Tesla cars, optimized for Tesla batteries), they end up selling exponentially more when the new factories catch up and make a surplus. Worth it if in 5 years competitors all start buying from him.

@bobknight33 So how'd that battery day go? Did you notice Musk's tweet?

"We intend to increase, not reduce battery cell purchases from Panasonic, LG & CATL (possibly other partners too)."

Funny how they're buying cells from some of those companies I mentioned despite being 5years ahead of anyone else huh?

Hmmmm...ok, that's not legislation but is what I meant. A forced buyback program is going to have issues.

1) I have no problem with companies having to answer for injuries caused by the prescribed, advertised proper use of their product. If shoes were sold as having the greatest shin kicking power, doing the most damage when you kick someone, shoe manufacturers should be sued by those who get kicked. If manufacturers haven't modeled and advertised in a way that suggests dangerous uses, the suits will lose. Lawyers don't take loser cases, so it won't be an issue imo. Special protections from liability are a problem imo.

2) I've never understood the endgame there. What is an assault rifle, and how are their capabilities special? That said, no one is clamoring for Uzis to come back. Without a legitimate reason for high capacity fast shooting rifles, and no attempts to ban semi auto rifles, I'm just not that bothered by it, but I do think it's placating not meaningful legislation.

3) I have zero issues with registration or background checks. That seems the right way to deal with "assault rifles". There's no reason it should be expensive or time consuming if records are up to date. If they make it expensive as a tax disincentive against ownership, I have a problem. Shooting isn't a cheap sport, $10-20 a year shouldn't bother those who spent $2k on one rifle.

4) No issue at all with voluntary buy backs. Involuntary buybacks are going to be a legal and practical nightmare.

5) one purchase per month, a bit much. One purchase at a time, I'm ok with, that's 3 a month, right? I'm suspicious of anyone who needs multiple guns quick before they calm down.

6) I'm all for universal background checks. I don't want nutjob and violent criminals buying guns they aren't allowed to own.

7) I'm all for not allowing those who can't handle day to day existence to buy guns. I'm even ok with TEMPORARY removal of their guns in some cases, but only if they're returned immediately after they're deemed competent.

misdemeanor hate crime? I thought hate crime was an enhancement charge that took a misdemeanor up to felony level. I'm definitely against taking gun rights away permanently for misdemeanors.

9) dunno what that is.

10) the problem is you can buy a receiver that needs to be finished, as little as one tiny drill hole is enough, with no serial number or registration. It's just a chunk of metal until it's finished. No problem with a background check for every purchase, but a maximum of one check per month seems a reasonable compromise.

11) with proper oversight and a system that ensures it's not abused, no problem for me.

12) Yes, strict guidelines and quick return seem necessary. 48 hours without a doctor stating it's necessary would work, but as of now they aren't ready for prime time on that it seems.

13) had that in cali forever, not an issue yet.

14) as designed, smart guns wouldn't be hackable, there's no reason for wireless connectivity. Battery? Make it charge itself by shaking it like some flashlights? I like the idea that guns can only be used by the owner, solves so many issues, mainly being shot with your own gun.

15) depends on what constitutes "safe". I agree, guns for home defense need to be available quickly.

16) some ghost guns are milled on professional cnc mills but unfinished. 3d printed guns, I'm not a fan. 3 shots is plenty to murder someone, and with no identification it's a near perfect weapon for crimes.
3d printing is advancing constantly. You can print in metal with fine details now on home equipment. I think it won't be long before stable guns can be printed if they aren't already.

Thanks for doing the research. I seriously doubt most could pass even a democratic congress but some would, and most won't pass court challenges, but I understand your reluctance to put that to the test.

If you're going to fight the swamp thing, I won't argue against leaving a few snakes in the black lagoon. Some opposition is healthy, but the ability to be obstructionist on every idea is gridlock. I don't see it getting better.

I would go hunting for the videos, but Biden has already stated that he fully plans to empower Beto to be his gun control 'czar'. Beto has already said that he absolutely is coming for "our" guns. He plans a forced turn in or buyback of all assault style weapons, presumably those also covered by laws that allow them under federal tax stamps (full auto).

In addition, Biden lists the following on his website as his plans:

1. Hold gun manufacturers accountable. In 2005, then-Senator Biden voted against the Protection of Lawful Commerce in Arms Act, but gun manufacturers successfully lobbied Congress to secure its passage. This law protects these manufacturers from being held civilly liable for their products – a protection granted to no other industry. Biden will prioritize repealing this protection. (Only this is misleading. Do shoe manufacturers get sued if you kick someone in the face? Do knife manufacturers get sued if you stab someone? Do car manufacturers get sued when you get into an accident? No and neither do most other manufacturers. Putting this in place means that any time a gun is used in a crime, they can try to sue the manufacturer of that gun into non-existence. It doesn't even have to be an 'assault' weapon, any gun manufacturer is at risk. The only thing that wouldn't count is blackpowder guns since they aren't classed as firearms.)

2. Ban the manufacture and sale of assault weapons and high-capacity magazines. Federal law prevents hunters from hunting migratory game birds with more than three shells in their shotgun. That means our federal law does more to protect ducks than children. It’s wrong. Joe Biden will enact legislation to once again ban assault weapons. This time, the bans will be designed based on lessons learned from the 1994 bans. For example, the ban on assault weapons will be designed to prevent manufacturers from circumventing the law by making minor changes that don’t limit the weapon’s lethality. While working to pass this legislation, Biden will also use his executive authority to ban the importation of assault weapons. (So this would be a perma ban on assault weapons and would also anticipate changes to circumvent the law. This would be the assault ban of 1994 on steroids.)

3. Regulate possession of existing assault weapons under the National Firearms Act. Currently, the National Firearms Act requires individuals possessing machine-guns, silencers, and short-barreled rifles to undergo a background check and register those weapons with the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF). Due to these requirements, such weapons are rarely used in crimes. As president, Biden will pursue legislation to regulate possession of existing assault weapons under the National Firearms Act. (So even if he doesn't get Beto to push through a buy back, he can force owners of assault rifles to be subject to the EXTREMELY restrictive NFA. Not only that, but it's expensive and would be a tax on gun owners yearly.)

4. Buy back the assault weapons and high-capacity magazines already in our communities. Biden will also institute a program to buy back weapons of war currently on our streets. This will give individuals who now possess assault weapons or high-capacity magazines two options: sell the weapons to the government, or register them under the National Firearms Act. (Covered this already. But if this does go through, you likely won't be seeing me on here anymore as it will be a cold day in hell before I surrender my guns or pay the government to be allowed to own them.)

5. Reduce stockpiling of weapons. In order to reduce the stockpiling of firearms, Biden supports legislation restricting the number of firearms an individual may purchase per month to one. (Once you get this through, it is far easier to get legislation passed to cap how many guns a person can own total. Fuck that.)

6. Require background checks for all gun sales. Today, an estimated 1 in 5 firearms are sold or transferred without a background check. Biden will enact universal background check legislation, requiring a background check for all gun sales with very limited exceptions, such as gifts between close family members. This will close the so-called “gun show and online sales loophole” that the Obama-Biden Administration narrowed, but which cannot be fully closed by executive action alone. (I can deal with this, just means you need to go through an FFL.)

7. Reinstate the Obama-Biden policy to keep guns out of the hands of certain people unable to manage their affairs for mental reasons, which President Trump reversed. (Not 100% on this one, but it isn't a deal breaker)

8. Enact legislation prohibiting an individual “who has been convicted of a misdemeanor hate crime, or received an enhanced sentence for a misdemeanor because of hate or bias in its commission” from purchasing or possessing a firearm. (Felony yes, but that already exists. Misdemeanor, fuck no.)

9. Close the “Charleston loophole.” (yeah, no problem with this one)

10. End the online sale of firearms and ammunitions. Biden will enact legislation to prohibit all online sales of firearms, ammunition, kits, and gun parts. (So if I want to build another AR15 I can't? Fuck that. You still have to get the primary receiver through or shipped to an FFL. Which means a background check every single time.)

11. Create an effective program to ensure individuals who become prohibited from possessing firearms relinquish their weapons. (I would be for this if it wasn't for the fact that it is one step away from the government outlawing guns. Once this mechanism is in place at a federal level, all that means is you are one vote away from having your guns seized.)

12. Incentivize state “extreme risk” laws. Extreme risk laws, also called “red flag” laws, enable family members or law enforcement officials to temporarily remove an individual’s access to firearms when that individual is in crisis and poses a danger to themselves or others. (Sounds good, but nobody is willing to state the guidelines that the family or LEO will have to follow. That means that it is completely up to family members and LEO's to decide what constitutes a 'crisis'. Bet you a lot of LEO's in protest states would red flag most protesters immediately if this law existed now in all states.)

13. Give states incentives to set up gun licensing programs. (This is above and beyond the federal checks. This would mean any gun owner or potential owner would have to maintain and pay for a separate gun license. Also, it allows states and locales to decide what constitutes the requirements for the gun license. There are already some states doing this and you have to get permission to even own a gun from the sheriff or other official. Fuck that.)

14. Put America on the path to ensuring that 100% of firearms sold in America are smart guns. (Are you fucking kidding me? What if the battery runs out, what if it gets hacked, or what if the government decides to flip a switch and shut them all down? I'll never agree to this.)

15. Require gun owners to safely store their weapons. Biden will pass legislation requiring firearm owners to store weapons safely in their homes. (IE, locked in a safe or partially disassembled, possibly a combination of both. Why bother having a gun for home defense if it can't be used without spending 5-10 minutes to make it available/functional?)

16. Stop “ghost guns.” (This is just stupid. 3d printed guns might be able to fire a few shots before reaching a critical failure. You can't 3d print a lower or upper receiver that matches a stock one. Yes, they made lowers for the original m-16s, but they swapped from those because they were shit. They broke constantly. And those weren't printed, they were molded from a tougher plastic. A 3d printed one is not nearly as strong. Either way, I don't care too much about this because it is a buzzword for non-gun people. Just like bumpstocks. You can still bump-fire a regular ar-15, the bumpstocks were just training wheels for idiots.)

Now he has a shitload more laws he wants to pass, but most of them I don't care too much about. I won't bother covering all of them. In any case, he is going to go after guns on a scale unseen to this point. If the dems get control of both houses, he will get these laws passed. Then the only hope is that SCOTUS votes them down as unconstitutional.

I won't vote for Trump, but I will be doing my part to maintain a split congress. Which means straight republican ticket other than Trump.

Assault weapon bans. Effectively making illegal the most common rifle in the country (ar15) - even though it's statistically tiny in terms of gun killings.
(~450 people killed per year with all forms of rifle. Only some of that is ar15. That's the ~same amount of people as what die yearly from falling out of bed.)

Suppressor bans. Illegalizing an item that has been statistically as good as nonexistent in firearm crimes.

Banning DIY non-commercial firearms. Illegalizing firearms that have been statistically as good as nonexistent in firearm crimes.

Banning Private Sales (aka gunshow loophole). Effectively banning transfers between family and friends. Even though nearly all illegal arms are acquired by straw purchase at conventional stores by girlfriends.
And commercial sellers at gun shows have to do background checks anyways - this is much ado about old geezers trading collectible wild west / ww2 / antique shit.

Nearly all people are killed by pistols. Nobody is calling for a pistol ban. It makes things like an AWB look like a disingenuous effort - because you can pass all sorts of non-pistol-banning gun control laws and there will be no effect on gun death stats. Meaning you can just make more and more stuff illegal forever so long as you save what really matters (pistols) for last.

Between city, county, state, federal, existing gun laws are fat like an encyclopedia. Most people, unless they are 'gun folk', don't even realize the ways you can go to jail. Put a vertical grip in a pistol and posted it to instagram? Enjoy your time with the ATF. 10 years and $100k, assuming you're lax enough to not hire a lawyer to knock it down a bit. Literally volumes of ways to go to jail for shit you wouldn't even imagine would matter.

Many things people complain about aren't even a thing. Like complaining about buying guns online (you can't, not without an FFL involved), or crazy people buying guns (they can't, unless they've yet to be caught doing crazy shit).

Too many laws as it is. Erase a bunch first.

-scheherazade

I'm not OK with armed kids shooting up any neighborhood.

If you're presenting Rittenhouse as such a kid, that's a bad faith argument. There is no evidence that 'shooting up the neighborhood' was in any way his motivation when he positioned himself in that neighborhood.

All public information points to him being there to discourage destructive elements (such as armed looters) from taking action in that neighborhood.

The ostensibly guilty parties being a hard target doesn't transform innocent easy targets into valid targets.

Most damage is done to private businesses and of vehicles (with the odd unfortunate being beaten to a pulp on the street).
Minneapolis had homes and churches damaged. I can't speak to homes in other locations because I haven't read up on them.




Property wise:
Property takes money to acquire.
Money takes time to acquire.
Time requires life.

(Not all insurance covers 'angry mob')

If it takes you 3 months to work to purchase something, and someone destroys it, they are taking 3 months of working life away from you. Unless they can refund you that life time, that's life time lost forever.

Reality is : Property is only 'just property' when it's not your own property.
If you can't defend property with force, then people are simply free to show up and take everything you have, and you just have to accept it. I don't know anyone who is ok with that (I doubt you are ok with it happening to you, but maybe I'm wrong).

Generally, I empathize with innocent people. So I lean towards the property owners in these cases.

-scheherazade

The right is well aware of this, and are also aware that the black masks "antifa" used can be purchased anywhere, and lucked out when BLM often used them in their rallies too (thanks to Covid) so they were already subconsciously connected. It wasn't difficult for them to buy some black masks and clothing themselves, then commit crimes in the name of antifa at BLM events, so they did, most arrested for shootings and all arrested for bombings were right wing terrorists only dressed as antifa.
They even had manifestos outlining their plan to trigger civil war by instigating riots and committing murders and bombings and blaming their actions on antifa when caught.
That needs to be in the spotlight imo, so people understand the violent mob isn't just leftists, it's also Trumpists in antifa clothing and they're perpetrating (and attempting) the worst violence.

I agree about silencing offensive speech. The right way to handle offensive stupidity is debate it publicly, imo. Does the left at these universities not have access to intelligent knowledgeable people willing to contradict blatant racists or Nazis on stage? Do the universities not have a debate coach willing to moderate? Why not?
Just call Cornel West, he'll do it.

What?!? How is that possible? You said he's lost it, rambles incoherently, and has no plan. Don't tell me you were W-w-w-w....w-w-w-w....wrong.

His message was vote for me because I'm not Trump. Exactly what people need. FTFY

It took Trump 3 to erase those gains and then some. Too fast.
Cut taxes and removed regulations and billionaires did great, but not average citizens who lost purchasing power and didn't see a tax cut they can notice but now owes $88000 and rising fast thanks to the exploded debt and deficit, and has seen insane cost of living increases and decreases in public services in that time....and now thanks to his failure handing the pandemic, we're teetering on great depression.

Just look at over 50000000 jobs lost, and how many businesses lost, and GDP the worst drop ever exponentially, and no investment in America but massive leveraging our assets....that's jobs lost and wages dropping.

Um...I don't want sniffy poo Trump. I guess you forget he does far more than sniff little girls with his best friend Epstein, including his underage daughter, pageant contestants, even random ten year olds he sees in public and dreams out loud of dating soon.

Every day you get more deluded, it's almost impressive you keep bringing up Trump's disgusting habits by accident....maybe it's not an accident?

He might, the fix is overwhelmingly in on uncountable fronts and I won't underestimate the stupidity of the American voter again. If he manages to steal enough votes through his many schemes, he just might win the electoral college again....he's never won an election in 4 tries.
🤦‍♂️