How to Deal with Debt Collectors

This video explains how to deal with debt collectors.
Sagemindsays...

These rules sound pretty much in line with Canda as well:

Debt collectors are not allowed to:

* Make a charge or threat that has nothing to do with the collection of the debt;
* Make abusive calls in which they lose their temper and use profanity or other verbal abuse;
* Talk to your employer without your permission, unless it's to confirm your employment;
* Talk to you, your family or your employer in a way that will humiliate or distress anyone.
* Make frequent calls that constitute harassment. Unless you provide the reason, a collector should NEVER call you more than once a day. Reasonable collection practices should not require that the collector call you more than once a week or every second week in order to determine if your financial situation has changed;
* Give you a document that is made to look like an official court document when it isn't.

http://www.bankruptcycanada.com/debtcollectors.htm

Sagemindsays...

Sometimes, extenuating circumstances make it it difficult or impossible to get out from under debt.

Personally, I've been hit with over $20,000 in unexpected bills (not of my own making) over the last year and due to a death in the family, our income has decreased considerably.

So I think sometimes climbing down from the high horse you sit on, will let you see that sometimes paying all the bills with a snap of a finger can be the more fictitious option.

Sometimes Sh*t just happens and there's nothing you can do about it!

>> ^blankfist:

Or you could pay your bills on time. Seems to be a more realistic option than having your fictitious supermodel wife do it.

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