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brycewi19 (Member Profile)

TDS: Jon Stewart's Big Announcement: Rally to Restore Sanity

TDS: Jon Stewart's Big Announcement: Rally to Restore Sanity

TDS - Rally to Restore Sanity

TDS - Rally to Restore Sanity

TDS - Rally to Restore Sanity

TDS - Rally to Restore Sanity

Debt Collectors on the best ways to catch their prey

codenazi says...

I usually mention it in term of how to deal with "customer service" lines that are giving you the runaround, but it's just as relevant here for debt calls and such, too. The magic words that restore sanity to the interaction are:

"My attorney has instructed me to advise you that I am recording this call."

If you actually have the technology to do the recording, great, but it's not necessary in practice. Just informing them that they may be on the hook for things tends to make things much saner. It's a slightly mean way to put the fear of god back into them, so to speak, so I only used it if they have made the first runaround move. They get one or two chances, but then the prisoner's dilemma says to respond in kind, so this works.

I would guess that many of the tactics used by debt collectors are somewhat less than legal, so this will probably clean up their act fast.

Of course, nothing is as good as a registered letter with return-receipt saying "don't call me"...




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