I think that's at the discretion of the judge, if you asked for 15%, likely you'll get your principal back, if you asked for 1500%, chances are you won't get a dime back as punishment, and may end up owing the borrower if you went overboard trying to collect.

I live in California, building codes change constantly. I agree, it is maddening and often backwards. He was specifically talking about codes for building stand alone solar, which are newer building codes. Even old building codes are often poorly thought out and contradictory. I'm not saying there isn't an abundance of red tape here, especially for building.
That said, his contractor should have been aware of all codes, submitted his plan, and would have approval or notes on what to change in weeks tops. There's something wrong when it takes over a year to get a shed built, some reason his plans weren't approved like they weren't to code.
Citation : personal experience - I installed solar in California, it took 3 days for my permit approval....and only that long because my contractor was being lazy.

That's the thing I disagree with, no new laws are needed at all, just a removal of exemptions/deregulations for businesses that pay large enough bribes (contributions) to elected officials. Even making all credit businesses operate on the same rules, allowing them 30% interest, seems ok, but that isn't reality today. It's unconscionable to allow 1600% interest on loans peddled to desperate people that don't actually qualify for a real, legitimate line of credit, many of whom don't understand it's what they're agreeing to, but the payday loan lobby is well funded and connected.
Citation:
Although U.S. states set their own maximum legal interest rates, a Supreme Court interpretation of the National Bank Act of 1864 preempted state usury laws and created a path toward a national consumer lending economy. The most important federal case in credit card interest rate deregulation was decided in 1978.

Her problems were multifold. The predatory loan took a fixable issue, her terrible customer service, and compounded it with insurmountable and ever expanding debt, which in turn undoubtedly hurt her customer service more, thus increasing her debt..... It sounds like she never should have purchased a service oriented business, and likely overextended herself from day one just to do it.

I'm unsure of your point in the last paragraph.

I think you mean they wouldn't have to pay you the interest. They would have to pay you back the principal. And that would be under specific cases and usually when no contract is involved, also all depends on where you live.

Also, I don't think either Bill's building codes are "new" vs. the usury laws being "existing". Please cite to support.

The irony is that additional laws to stop predatory lending are, in fact, what red tape is made of, by definition. So I found it amusing that he would look at her situation, say that Nancy and team were trying to solve it for her by passing new laws, then go on to complain about all the red tape surrounding this building. That red tape exists because someone else before him saw a problem or safety issue or concern, and put yet another policy or law in place to solve it. In reality, as your posts prove, her problem was not that a predatory lender got involved in her life, but that her business was in bad shape because she had gone off the deep end and was thus losing customers.

I could easily imagine a bit where he showed a stack of papers four inches thick that he had to sign to get a loan, and complain about the processing time, then showcase an SMS based loan that works in another country and funds in one day.

Little bit of irony to call for regulations to prevent ultra high interest loans then decry all the red tape in California.

RTJ | Walking In The Snow lyrics...

Get a dose a dirty code to go, been cold since Co-Flow
I got wire or two unlodgin', I'll set a fire down below
I'll hang it up when you say, "Sorry, I didn't know"
Prolly got a year or ten to go so let's go
I don't really know how to go slow
Just got done walkin' in the snow
Goddamn, that motherfucker's cold (Ayy)
You in the wrong mode, you open and closin' your hole, it's a no go
This whole world's a shit moat, filled to the brim like GitMo
When you think it don't get mo' low it limbo 'til the sticks on flo'
All oppression's born of lies, I don't make the rules, I'm just one guy
All due respect, if getting spit on's how respect is now defined
Hungry for truth but you got screwed and drank the Kool-Aid, there's a line
It end directly at the edge of a mass grave, that's their design
Funny fact about a cage, they're never built for just one group
So when that cage is done with them and you're still poor, it come for you
The newest lowest on the totem, well golly gee, you have been used
You helped to fuel the death machine that down the line will kill you too (Oops)
Pseudo-Christians, y'all indifferent
Kids in prisons ain't a sin? Shit
If even one scrap a what Jesus taught connected, you'd feel different
What a disingenuous way to piss away existence, I don't get it
I'd say you lost your goddamn minds if y'all possessed one to begin with

Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold (Cold, cold)

Yeah, ho, Gangsta Boo, Run the Jewels
We back on our shit, and it's cold as fuck

The way I see it you're probably freest from the ages one to four
Around the age of five you're shipped away for your body to be stored
They promise education, but really they give you tests and scores
And they predictin' prison population by who scoring the lowest
And usually the lowest scores the poorest and they look like me
And every day on evening news they feed you fear for free
And you so numb you watch the cops choke out a man like me
And 'til my voice goes from a shriek to whisper, "I can't breathe"
And you sit there in the house on couch and watch it on TV
The most you give's a Twitter rant and call it a tragedy
But truly the travesty, you've been robbed of your empathy
Replaced it with apathy, I wish I could magically
Fast forward the future so then you can face it
And see how fucked up it'll be
I promise I'm honest, they coming for you
The day after they comin' for me
I'm readin' Chomsky, I read Bukowski
I'm layin' low for a week
I said somethin' on behalf of my people
And I popped up in Wikileaks
Thank God that I'm covered, the devil is smothered
And you know the evil don't sleep
Dick Gregory told me a couple of secrets before he laid down in his grave
All of us serve the same masters, all of us nothin' but slaves
Never forget in the story of Jesus, the hero was killed by the state

Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold (Cold, cold)

Who really wanna run it with the Jewel Runners?
Go hellfire hot in a new sauna
It's a cold winter baby and a cruel summer
I suicide bomb in the blue Hummer
And emerge out the side, not a bruise on 'em
Bad news come in two son, do somethin'
Treat beats like a wet thigh, chew on 'em
Got a stroke row crew on 'em, move on 'em
We be the heroes, the breakers of chains and the busters of locks (Locks, locks)
You be them suckers supportin' them snitches that talk to the cops
This the Illmatic of turning your face into fucker foie gras
I'm not so sure opportunities knocking, it's prolly the law
Word to the old school tape decks
I get Radio Raheem respect
My Nike pendant sacred, similar to the Ghostface bracelet
Fire in the hole, oh no joke
Prolly go broke just off smoke
Fuck are we gonna do, not smoke?
Get a job, play the role, be adults?
Nah, I'ma do me, arigato

First of all, they cheated (Uh-huh)
'Cause if one of them black and the other one white (Uh-huh)
So if you don't like 'em, you automatically racist (Ah, oh, well)

The cover looks a little printed-and-taped-on to me. Good gag though...

i remember a super niche chiptune 12" from a long time ago that had a C64 program on it. had to be recorded to tape and use the tape drive though.

Sounds to me like a commercial for single payer.

Not only does everyone save the 20% off the top insurance takes but that adds nothing but red tape and hoops to try to deny coverage, but we cut the red tape and split the hoops too. Prices would be fairly fixed (with some leeway between say San Francisco and Redding, seriously affluent vs lower middle class, high rent vs low rent) which would drastically lower costs with one group of 350 million to negotiate most favored nation pricing for everything like Trump promised by it didn't deliver, and insurance still available for preferential treatment or private practices like most single payer nations have.

I will agree, what ever the cause, quality of care and access to care are both on a downward spiral, and something needs to change. Fighting over covering everyone or making it a pay to play (read as pay to live) system where many go to drastic lengths to get care, be that crime, 4 jobs, or just a willingness to not pay is not solving the problem, it's creating it.

Then they plopped covid on all of it like epoxy in the lifters. Thanks Trump. ;-)

That is on top of insurance. We pay roughly 275 dollars per paycheck for both of our insurance. Before the ACA, that insurance was sufficient to cover our doctor, etc.

After the ACA, more and more independent doctors are going to the concierge or direct pay method. Most of the reason given is the extra red tape. They apparently would rather charge for the office visits and minor tests via fee/concierge payment instead of trying to wade through the post-ACA insurance hoops.

Here in Texas, it is rapidly splitting into 3 groups. Lower quality doctors that remain independent, good doctors like my old one who are going direct pay/concierge, and doctors that are part of a multi doctor clinic.

if it were true I could...or do you mean you're sorry that truths like "Trump says age of consent should be 12 or lower....just in case some of the 13 year olds he raped lied about their age." Bother me? Probably the latter.

I don't handle boy cock because I'm not a NAMBLA member, just like I don't handle lies because I'm not a liar, I debunk them with history and fact, two things you have no clue about. You keep me busy, because you lie 95% of the time and no amount of proof has EVER been enough for you to admit your lies, but your long term support for multiple other NAMBLA members and your private admissions are enough proof for me, pedophile.

I can't handle pedophiles and supporters of pedophiles who are liars and 100% anti Americans, believe in consummate constant liars over history and facts, and dangerously repeat utter bullshit dangerous and deadly self serving lies from other pedophile liars, repeats them for months, then when that pedophile liar admits their lies after being caught on tape you excuse lying altogether because you love people like yourself, a child raping liar.

Sorry YOU can't handle the truth like you handle little 11 year old penises.

Ohhh....You got me there...ouch, my feels. Choke on another bag of baby dicks and die you moronic pedotroll. It might make you feel better, I know it will improve your family's lives.

🤦‍♂️

Your video, Trump and the GOP Rocked by Bombshell Woodward Tapes, has made it into the Top 15 New Videos listing. Congratulations on your achievement. For your contribution you have been awarded 1 Power Point.

This achievement has earned you your "Pop Star" Level 55 Badge!

Like the fake story about him knowing personally how deadly and transmissible Covid is in January but telling people it wasn't deadly or a danger that he's admitted now that the tapes are public but denied for 6 months?

Too bad for you you're just parroting another right wing media lie, Bobby. That's why you can't find it reported anywhere besides right wing opinion "news".

What he said is....
"Goldberg then conceded that questions about anonymous sources were “reasonable” to raise, adding that he thought it was fine to “ask why people who have had direct exposure to Donald Trump, who know what Donald Trump has said, who know what Donald Trump has done, but won’t simply come out and say it.”"

The reason is obvious, they don't want their families threatened and attacked by rabid right wing terrorists like others have been.

You have no problem repeating anonymous lies Trump tells you he heard someone is saying on the internet, you know, like vaccines are made from alien DNA, hydroxy is safe and works against Covid, and illness is caused by demon jizz, but when literally dozens of current and former high ranking officials and military all confirm the stories, the fact that they rightly fear retaliation from Trump and the Trumptards only shows they're paying attention. He and your ilk have threatened and attacked every whistleblower he could find....and their families. Remaining anonymous is smart and reasonable....and protected by law.

Not surprisingly, yesterday he was bragging about how he spends his day working so hard for you....9 hours watching Faux opinion tv a day which barely leaves enough time to tweet 200 times before night night time. When does he take the time to lead? Saving that for his next term I suppose.

Absolutely. Sounds exactly like him.
More like 3 a day...but Trump's providing them, and the tapes to prove them.

That's impossible. The two are mutually exclusive.

Denial isn't just a gay club in McMainerberry, honey....
https://youtu.be/g1qaChlsRmA

Don't run stories that can't be proven...so you advocate banning Trump from ever being on tv, right? I'm with you there.
What are you going to say when someone produces the audio tapes and proves the unprovable? Will they be your new pilot, having just performed a miracle?

And today it was revealed that by February 7, on tape, privately Trump was telling people, including Bob Woodward, that Coronavirus was terrifyingly deadly, incredibly more dangerous than the worst flu and airborne, while telling you publicly don't worry, it's barely a cold and not a bit deadly, gone in a few weeks.
He's also on tape discussing how it's NOT just old people dying, "it's young people, plenty of young people", that was mid March, but you still insist it's only elderly and safe for young people because that's the lie he told YOU.
Weeks later he told Woodward he always wanted to play it down, which led to his lack of response and 90% of American deaths and severe permanent disabilities.
Has he not lied to you enough yet for you to question his veracity?

Also, finally Moscow Mitch revealed his Covid recovery plan....no moratorium on evictions (so get ready for the homeless population to explode), no money for citizens, counties, or states (so be prepared for a drastic cut in local services, including police because REPUBLICANS are defunding them) but plenty for the coal industry.
WTF?! Somehow socialistic subsidizing of coal is going to help the economy recover and minimize the harm done to citizens? Not likely.

Also, more videos released today of right wing gangs, proud boys, violently chasing and beating a small group of peaceful BLM protesters, beating them with weapons to the ground, jumping on them and punching them in the head over and over and over and over and over and over and over, then pepper spraying entire canisters in the face of the near unconscious victims...on top of videos of the asshole prayer pussy who was shot in Portland with HIS armed gang shooting pepper balls from his truck at crowds and rushing at and bear macing the guy who shot him back in self defense. Sure is one hell of a lot of right wing violence at these left wing peaceful protests....the lions share.

Also, today Barr turned the DOJ into Trump's personal law firm by attempting to substitute the federal government for Trump in personal lawsuits against him, which means you get to pay off his mistresses and rape victims while he walks away muttering "sucker" at you under his breath. The government does not exist to take care of one man at the expense of everyone else, talk about wealth transfer, that's handing Trump hundreds of millions of tax dollars and a stack of get out of court judgements free cards. No complaints when tables turn.

And yes, I know you don't believe it, tapes or no tapes, video or no video, court filings or no court filings, but you have to admit it's getting harder to believe the lies with more undeniable proof coming out by the hour, and you have only one source left to believe, Trump himself, the rest are just repeating his lies so aren't sources.

Here, since you're incapable of even looking....
https://youtu.be/g1qaChlsRmA

Wouldn't it be nice if you supported someone who wasn't so despised by all news media and only supported by sycophantic opinion?
Wouldn't it be great if you had someone who, when they denied the disgusting, disrespectful, anti American statements was at least minimally believable?
Because Fox won't post the clip doesn't mean it doesn't exist, they often hide their own reporting and replace it with opinion because they fear Trump sending his crazy murderers and stalkers after their personnel?
Fortunately it went out and others recorded it, not hard to find took me 4 seconds...
https://youtu.be/g1qaChlsRmA

You won't get whistleblowers against Trump coming out publicly, consider the threats the last whistleblower endured, any Trump whistleblower, it's a career ender even though retaliation is illegal, and the start of a life of fear because anyone anywhere might be the next right wing assassin attempting to murder your wife because you spoke up against the moronic messiah.

Wouldn't it be great if there weren't direct evidence of nearly everything he's accused of, (not the shit you made up)?

Trump hates blacks-definitely, undeniably, historically, on tape, video, and in business and investigatory documents going back at least 50 years without pause. Only the blind won't see it.
Trump hates women-if they don't serve his ego, definitely
Trump hates Gays-yep, as long as it makes him palatable to his base for certain
Trump hates military- definitely, thinks they're dumb because he doesn't understand service to anyone but himself
Trump hates poor people- absolutely unless they're stroking his ego and handing over their cash for his frauds
Trump hates everyone.- everyone who won't stroke his insecure ego, yes he does
Trump raped more woman- 24 is a lot, more than who?
Trump watches other men F his wife and J Off.- You made that claim up, that was Falwell
Trump raped little boys- you made that up, but maybe
Trump raped little girls- almost a certainty, his best friend did on Trump's properties for years and years after being prosecuted and convicted, with Trump's knowledge
Trump has perverted sex dungeon in secrete side room in WH and many on this properties.- infinitely more likely than the one your ilk claim Clinton had. Trump's bestie could have given him pointers on the dungeon
Trump and Putin lies- yes, Trump and Putin lie constantly, often coordinated lies. I guess you don't believe the Republican created intelligence report that said clearly most of the impeachment charges were correct and every Trump administration witness lied under oath, eh?
Trump and China lies- Trump has certainly lied about China, but not really in collusion with them, but not for lack of trying both privately and on tv. The Chinese simply don't trust him, so aren't hitching their wagons to him.
Another investigation by Adam Schiff- if he waits until the facilitating republicans are out of the Senate and there's a chance of prosecution, not the prosecution working directly with the defendant like the first impeachment, then it's time to get Schiffty

Fake news like Fox. Funny, they went from the onlytrusted source to fake news the instant they actually investigated a Trump story instead of just repeating Trump's denial.

Trump picked a fight with the media before being elected so he could convince dunces that they're just all mad at him and willing to throw away their career by outright lying about him for no reason. Only a true idiot falls for that. Sadly that's at least 1/4 of Americans....definitely you believe it.

It is a Trump story, and he is lying as usual. Otherwise your tag would be erased.