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BSR (Member Profile)

newtboy says...

Yes.
Also a good idea to check that your safety rope is not on the wrong side of the cut....and not a bad idea to be sure your backup isn't directly below you.
The right failed on all counts and taped the throttle on their chainsaw fully open and pulled off the chain brake.
Right now I feel like they're hovering mid air like Wiley Coyote, holding a little sign saying "uh-oh".

BSR said:

It sounds as if you are saying, that if you are standing on a tree limb and cutting it with a saw, you should be sure you're standing on the side that won't drop.

In a nutshell?

I am but a simple man.

New Rule: The Tragedy of Trump Voters

smr says...

The last paragraph addresses the irony, which is the entirety of my first comment. I did not expect him, when pushing for a legal/policy solution to her problem, to then start attacking red tape for building codes. Enough loans regulation and you'll have the same thing - complaints about not being able to get a loan and the extended processing times.. Then Bill will do a schtick showing us

New Rule: The Tragedy of Trump Voters

newtboy says...

I think that's at the discretion of the judge, if you asked for 15%, likely you'll get your principal back, if you asked for 1500%, chances are you won't get a dime back as punishment, and may end up owing the borrower if you went overboard trying to collect.

I live in California, building codes change constantly. I agree, it is maddening and often backwards. He was specifically talking about codes for building stand alone solar, which are newer building codes. Even old building codes are often poorly thought out and contradictory. I'm not saying there isn't an abundance of red tape here, especially for building.
That said, his contractor should have been aware of all codes, submitted his plan, and would have approval or notes on what to change in weeks tops. There's something wrong when it takes over a year to get a shed built, some reason his plans weren't approved like they weren't to code.
Citation : personal experience - I installed solar in California, it took 3 days for my permit approval....and only that long because my contractor was being lazy.

That's the thing I disagree with, no new laws are needed at all, just a removal of exemptions/deregulations for businesses that pay large enough bribes (contributions) to elected officials. Even making all credit businesses operate on the same rules, allowing them 30% interest, seems ok, but that isn't reality today. It's unconscionable to allow 1600% interest on loans peddled to desperate people that don't actually qualify for a real, legitimate line of credit, many of whom don't understand it's what they're agreeing to, but the payday loan lobby is well funded and connected.
Citation:
Although U.S. states set their own maximum legal interest rates, a Supreme Court interpretation of the National Bank Act of 1864 preempted state usury laws and created a path toward a national consumer lending economy. The most important federal case in credit card interest rate deregulation was decided in 1978.

Her problems were multifold. The predatory loan took a fixable issue, her terrible customer service, and compounded it with insurmountable and ever expanding debt, which in turn undoubtedly hurt her customer service more, thus increasing her debt..... It sounds like she never should have purchased a service oriented business, and likely overextended herself from day one just to do it.

I'm unsure of your point in the last paragraph.

smr said:

I think you mean they wouldn't have to pay you the interest. They would have to pay you back the principal. And that would be under specific cases and usually when no contract is involved, also all depends on where you live.

Also, I don't think either Bill's building codes are "new" vs. the usury laws being "existing". Please cite to support.

The irony is that additional laws to stop predatory lending are, in fact, what red tape is made of, by definition. So I found it amusing that he would look at her situation, say that Nancy and team were trying to solve it for her by passing new laws, then go on to complain about all the red tape surrounding this building. That red tape exists because someone else before him saw a problem or safety issue or concern, and put yet another policy or law in place to solve it. In reality, as your posts prove, her problem was not that a predatory lender got involved in her life, but that her business was in bad shape because she had gone off the deep end and was thus losing customers.

I could easily imagine a bit where he showed a stack of papers four inches thick that he had to sign to get a loan, and complain about the processing time, then showcase an SMS based loan that works in another country and funds in one day.

New Rule: The Tragedy of Trump Voters

smr says...

I think you mean they wouldn't have to pay you the interest. They would have to pay you back the principal. And that would be under specific cases and usually when no contract is involved, also all depends on where you live.

Also, I don't think either Bill's building codes are "new" vs. the usury laws being "existing". Please cite to support.

The irony is that additional laws to stop predatory lending are, in fact, what red tape is made of, by definition. So I found it amusing that he would look at her situation, say that Nancy and team were trying to solve it for her by passing new laws, then go on to complain about all the red tape surrounding this building. That red tape exists because someone else before him saw a problem or safety issue or concern, and put yet another policy or law in place to solve it. In reality, as your posts prove, her problem was not that a predatory lender got involved in her life, but that her business was in bad shape because she had gone off the deep end and was thus losing customers.

I could easily imagine a bit where he showed a stack of papers four inches thick that he had to sign to get a loan, and complain about the processing time, then showcase an SMS based loan that works in another country and funds in one day.

newtboy said:

I'm curious why you think enforcement of existing usury laws is the same as new building codes.
If you loaned a friend money and charged over 10% interest, in many cases they don't ever have to pay you back anything because that's usury. Payday loan companies are only allowed to charge 1600% because they bribed congress to make them exempt from the law.

New Rule: The Tragedy of Trump Voters

Walking in the Snow | Run The Jewels

eric3579 says...

RTJ | Walking In The Snow lyrics...

Get a dose a dirty code to go, been cold since Co-Flow
I got wire or two unlodgin', I'll set a fire down below
I'll hang it up when you say, "Sorry, I didn't know"
Prolly got a year or ten to go so let's go
I don't really know how to go slow
Just got done walkin' in the snow
Goddamn, that motherfucker's cold (Ayy)
You in the wrong mode, you open and closin' your hole, it's a no go
This whole world's a shit moat, filled to the brim like GitMo
When you think it don't get mo' low it limbo 'til the sticks on flo'
All oppression's born of lies, I don't make the rules, I'm just one guy
All due respect, if getting spit on's how respect is now defined
Hungry for truth but you got screwed and drank the Kool-Aid, there's a line
It end directly at the edge of a mass grave, that's their design
Funny fact about a cage, they're never built for just one group
So when that cage is done with them and you're still poor, it come for you
The newest lowest on the totem, well golly gee, you have been used
You helped to fuel the death machine that down the line will kill you too (Oops)
Pseudo-Christians, y'all indifferent
Kids in prisons ain't a sin? Shit
If even one scrap a what Jesus taught connected, you'd feel different
What a disingenuous way to piss away existence, I don't get it
I'd say you lost your goddamn minds if y'all possessed one to begin with

Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold (Cold, cold)

Yeah, ho, Gangsta Boo, Run the Jewels
We back on our shit, and it's cold as fuck

The way I see it you're probably freest from the ages one to four
Around the age of five you're shipped away for your body to be stored
They promise education, but really they give you tests and scores
And they predictin' prison population by who scoring the lowest
And usually the lowest scores the poorest and they look like me
And every day on evening news they feed you fear for free
And you so numb you watch the cops choke out a man like me
And 'til my voice goes from a shriek to whisper, "I can't breathe"
And you sit there in the house on couch and watch it on TV
The most you give's a Twitter rant and call it a tragedy
But truly the travesty, you've been robbed of your empathy
Replaced it with apathy, I wish I could magically
Fast forward the future so then you can face it
And see how fucked up it'll be
I promise I'm honest, they coming for you
The day after they comin' for me
I'm readin' Chomsky, I read Bukowski
I'm layin' low for a week
I said somethin' on behalf of my people
And I popped up in Wikileaks
Thank God that I'm covered, the devil is smothered
And you know the evil don't sleep
Dick Gregory told me a couple of secrets before he laid down in his grave
All of us serve the same masters, all of us nothin' but slaves
Never forget in the story of Jesus, the hero was killed by the state

Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold
Just got done walkin' in the snow
Goddamn, that motherfucker cold (Cold, cold)

Who really wanna run it with the Jewel Runners?
Go hellfire hot in a new sauna
It's a cold winter baby and a cruel summer
I suicide bomb in the blue Hummer
And emerge out the side, not a bruise on 'em
Bad news come in two son, do somethin'
Treat beats like a wet thigh, chew on 'em
Got a stroke row crew on 'em, move on 'em
We be the heroes, the breakers of chains and the busters of locks (Locks, locks)
You be them suckers supportin' them snitches that talk to the cops
This the Illmatic of turning your face into fucker foie gras
I'm not so sure opportunities knocking, it's prolly the law
Word to the old school tape decks
I get Radio Raheem respect
My Nike pendant sacred, similar to the Ghostface bracelet
Fire in the hole, oh no joke
Prolly go broke just off smoke
Fuck are we gonna do, not smoke?
Get a job, play the role, be adults?
Nah, I'ma do me, arigato

First of all, they cheated (Uh-huh)
'Cause if one of them black and the other one white (Uh-huh)
So if you don't like 'em, you automatically racist (Ah, oh, well)

Boy wants Minecraft for Christmas, but grandfather mis-hears

PC booting from a vinyl record (earrape warning)

Notre Dame Faculty Pens Open Letter To Delay Hearings

newtboy says...

Sounds to me like a commercial for single payer.

Not only does everyone save the 20% off the top insurance takes but that adds nothing but red tape and hoops to try to deny coverage, but we cut the red tape and split the hoops too. Prices would be fairly fixed (with some leeway between say San Francisco and Redding, seriously affluent vs lower middle class, high rent vs low rent) which would drastically lower costs with one group of 350 million to negotiate most favored nation pricing for everything like Trump promised by it didn't deliver, and insurance still available for preferential treatment or private practices like most single payer nations have.

I will agree, what ever the cause, quality of care and access to care are both on a downward spiral, and something needs to change. Fighting over covering everyone or making it a pay to play (read as pay to live) system where many go to drastic lengths to get care, be that crime, 4 jobs, or just a willingness to not pay is not solving the problem, it's creating it.

Then they plopped covid on all of it like epoxy in the lifters. Thanks Trump. ;-)

Mordhaus said:

That is on top of insurance. We pay roughly 275 dollars per paycheck for both of our insurance. Before the ACA, that insurance was sufficient to cover our doctor, etc.

After the ACA, more and more independent doctors are going to the concierge or direct pay method. Most of the reason given is the extra red tape. They apparently would rather charge for the office visits and minor tests via fee/concierge payment instead of trying to wade through the post-ACA insurance hoops.

Here in Texas, it is rapidly splitting into 3 groups. Lower quality doctors that remain independent, good doctors like my old one who are going direct pay/concierge, and doctors that are part of a multi doctor clinic.

Notre Dame Faculty Pens Open Letter To Delay Hearings

Mordhaus says...

That is on top of insurance. We pay roughly 275 dollars per paycheck for both of our insurance. Before the ACA, that insurance was sufficient to cover our doctor, etc.

After the ACA, more and more independent doctors are going to the concierge or direct pay method. Most of the reason given is the extra red tape. They apparently would rather charge for the office visits and minor tests via fee/concierge payment instead of trying to wade through the post-ACA insurance hoops.

Here in Texas, it is rapidly splitting into 3 groups. Lower quality doctors that remain independent, good doctors like my old one who are going direct pay/concierge, and doctors that are part of a multi doctor clinic.

newtboy said:

You're kidding. You can get good care (I assume anything non surgical?) For $1800 a year and you don't?!? I pay that three times over for insurance that pays almost nothing until I'm $4500 out of pocket, and compared to today's market here that's a bargain.

Here I'm lucky to have a doctor at all. We have a huge shortage, always have since I've lived here.

Do you really see it getting better without the aca? Can you tell me why, since normally any improvements wouldn't go to patients or level of care but instead to higher profits?

I sure don't recall when advancements of any kind led to lower health care costs on average...my thought was the aca just spread the pain of paying for the indigent, and gave them preventative care to lower their need for expensive treatments we pay for either way, with higher insurance rates covering care for the poor and lowering overall costs or with higher care cost, leading to higher insurance and more unhealthy poor skipping out on higher bills.

I absolutely think single payer is best. Costs can be negotiated by the entire country, leading to lower costs. Everyone gets basic care, no one skips on their bill, leading to lower costs. 20% that the insurance industry takes from every medical dollar goes away, leading to lower costs. Like other nations with universal healthcare, anyone who chooses can buy supplemental insurance that covers better, more comfortable care like private rooms or choice of top doctors, so nothing's lost for patients. The only issues I see are ideological.

bobknight33 (Member Profile)

newtboy says...

if it were true I could...or do you mean you're sorry that truths like "Trump says age of consent should be 12 or lower....just in case some of the 13 year olds he raped lied about their age." Bother me? Probably the latter.

I don't handle boy cock because I'm not a NAMBLA member, just like I don't handle lies because I'm not a liar, I debunk them with history and fact, two things you have no clue about. You keep me busy, because you lie 95% of the time and no amount of proof has EVER been enough for you to admit your lies, but your long term support for multiple other NAMBLA members and your private admissions are enough proof for me, pedophile.

I can't handle pedophiles and supporters of pedophiles who are liars and 100% anti Americans, believe in consummate constant liars over history and facts, and dangerously repeat utter bullshit dangerous and deadly self serving lies from other pedophile liars, repeats them for months, then when that pedophile liar admits their lies after being caught on tape you excuse lying altogether because you love people like yourself, a child raping liar.

Sorry YOU can't handle the truth like you handle little 11 year old penises.

Ohhh....You got me there...ouch, my feels. Choke on another bag of baby dicks and die you moronic pedotroll. It might make you feel better, I know it will improve your family's lives.

🤦‍♂️

bobknight33 said:

Sorry if you cant handle the truth.
Go protest some BLM and shoot a cop. It might help take off that giant chip on you shoulder you got.

simonm (Member Profile)

Trump Lashes Out Over Report He Insulted Fallen Soldiers

newtboy says...

Like the fake story about him knowing personally how deadly and transmissible Covid is in January but telling people it wasn't deadly or a danger that he's admitted now that the tapes are public but denied for 6 months?

Too bad for you you're just parroting another right wing media lie, Bobby. That's why you can't find it reported anywhere besides right wing opinion "news".

What he said is....
"Goldberg then conceded that questions about anonymous sources were “reasonable” to raise, adding that he thought it was fine to “ask why people who have had direct exposure to Donald Trump, who know what Donald Trump has said, who know what Donald Trump has done, but won’t simply come out and say it.”"

The reason is obvious, they don't want their families threatened and attacked by rabid right wing terrorists like others have been.

You have no problem repeating anonymous lies Trump tells you he heard someone is saying on the internet, you know, like vaccines are made from alien DNA, hydroxy is safe and works against Covid, and illness is caused by demon jizz, but when literally dozens of current and former high ranking officials and military all confirm the stories, the fact that they rightly fear retaliation from Trump and the Trumptards only shows they're paying attention. He and your ilk have threatened and attacked every whistleblower he could find....and their families. Remaining anonymous is smart and reasonable....and protected by law.

Not surprisingly, yesterday he was bragging about how he spends his day working so hard for you....9 hours watching Faux opinion tv a day which barely leaves enough time to tweet 200 times before night night time. When does he take the time to lead? Saving that for his next term I suppose.

bobknight33 said:

To bad another fake story.

The editor of the Atlantic just stated well they might be wrong.

bobknight33 (Member Profile)

newtboy says...

Absolutely. Sounds exactly like him.
More like 3 a day...but Trump's providing them, and the tapes to prove them.

That's impossible. The two are mutually exclusive.

bobknight33 said:

And you believe this shit.

Dems throwing out everything they got.
Scandal every 3 days or so till election.

Vote Trump and be proud of America,

Fox News Confirms Trump Called Vets "Suckers" and "Losers"

newtboy says...

Denial isn't just a gay club in McMainerberry, honey....
https://youtu.be/g1qaChlsRmA

Don't run stories that can't be proven...so you advocate banning Trump from ever being on tv, right? I'm with you there.
What are you going to say when someone produces the audio tapes and proves the unprovable? Will they be your new pilot, having just performed a miracle?

Jesusismypilot said:

"Fox News Confirms Trump Called Vets "Suckers" and "Losers""

No, they didn't.

Our standard for truth should be higher. It just looks desperate, biased and ultimately pathetic to run with stories that can't be proven.



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