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John Oliver - Debt Buyers

RedSky says...

Many debtees will settle on a portion of your debt if they believe the rest is unlikely to be recoverable, which is functionally the same thing as buying your debt on a discount.

Individually negotiating with each of the debtors is generally more expensive for the debtees than simply selling off the debt in bulk to collection agencies, even if avoids the cut that these agencies take for their services.

There are debt remediation companies dedicated to this although these are generally unnecessary as you can just do it yourself and in countries like Australia (probably NZ too) there are free government advice services for this kind of thing.

ChaosEngine said:

Can you buy your own debt?

On one hand, that seems like it would be against the rules somehow.

On the other hand, after watching this video, nothing would surprise me about this industry.

If it works, it's freakin' genius.

Giving birth costs a lot. Hospitals won't tell you how much.

radx says...

Fresh experience from a different healthcare system: a friend of mine gave birth last Saturday and she won't have to pay a single dime for it. It's covered, all of it, the entire procedure, no questions asked. No shopping, no negotiation, no worries.

That's the kind of freedom that makes a difference for your well-being, both physically and psychologically.

Three Teen Girls Drowned as Cops Stand By and Do Nothing

ulysses1904 jokingly says...

There's a dashcam video making the rounds showing the usual afterglow of police brutality\indifference, where they are smoking cigars, giving high-fives and gloating "we don't need no stinking badges".

Michael Moore and Disney are already in negotiations to secure the rights. If anyone can make a movie out of a stick figure cartoon it would be them.

A brief history of America and Cuba

MilkmanDan says...

Very, very interesting -- thanks for the sift!

I'd love to see more, specifically about the US / Cuba talks and the Pope's involvement. As an atheist, I tend to think of Catholicism / the Pope / organized religion in general as generally having a primarily negative influence on world affairs (Crusades, Inquisition, birth control, anti-condoms, molestation, homophobia, etc.), but negotiating peace and better relations between the US and Cuba is a pretty undeniably positive thing.

I knew Latin American countries were highly Catholic, but I kinda figured that some of the USSR anti-religious stance would have rubbed off on Cuba. I guess maybe it did, but the missile crisis and fall of the Berlin wall / end of the cold war was long enough ago that Cuba has greater freedom to make up their own minds on this sort of thing.

Enough so that perhaps the Pope's involvement was necessary, or at least very helpful, to act as a mediator between the two sides. Props where props are due.

Anyway, all quite interesting.

Bill Maher: New Rule – There's No Shame in Punting

RFlagg says...

The GOP has had problems since at least 2008, and they keep building up and up on the same issues.

The problem is the party is sort of stuck, and the split that it desperately needs would hurt it. Fox and the right wing talk radio aren't really on the classic GOP (of the Reagan and prior eras) side. Fox and talk radio and the social media that surround their viewers/listeners has shifted very far to the right. So much so that Reagan would in no way win the nomination today. Today's far right Republican party sees governing, and negotiating with the other side of the isle as a weakness. They don't want a representative democracy, they want a theocratic dictatorship while calling it democracy.

A party split is needed though. They need to split the two elements of the party from one another. Let the Tea Party form on it's own and let Fox and talk radio follow it. They'll find that the mass media is still far more central and closer to them than what they've been led to believe via Fox and talk radio, who accuses it of being far liberal. The party would be hurt for a couple election cycles, but as people start to wise up, they'd come back to the GOP from the Tea Party and the Tea Party would eventually become a footnote. As it stands, leaving the Tea Party elements in it will destroy the party in full.

The GOP keeps trying too hard to appeal to the far right element of it self and abandoning the central core. They are appealing to the hate mongers and bigots rather than the compassionate conservatism that Reagan at least pretended to have (though didn't).

I still think that McCain made two major errors when he ran. First was stepping too far to the right of where his voting record was while running. Had he stuck to what his record showed, he would have stood a semi-decent chance of winning... had he not made a second major fatal error and that was putting a batshit crazy, way far to the right, person as his VP candidate. Even if she wasn't crazy, or had a brain, she was far too the right for most Americans. Now, even if he had stayed true to himself, and used a centrist VP candidate he may have lost as Obama tapped into something... and I don't think anybody saw that coming.

Then the GOP embraced the hatred of Obama too much. Obama could cure cancer and they'd decry it as a bad thing, he can do nothing right so far as they are concerned. They should have toned that down. They also messed up the messaging on Obamacare. They should have embraced it, noting that they invented it, and tried to pass the same thing into federal law 3 times prior, twice under Bush Sr and once under Clinton and each time it was the Democrats who wouldn't take it. Showing how the Democrats embraced your idea would have shown, "look, we were right the whole time. We could have had this ages ago but the Democrats said 'No' and now they realized we were right." Rather than take the high rode though, they rode the crazy train of hate, and pushed more and more to become obstructionist.

Now side note, obstructionism works. Many Republican and non-affiliated voters, blame Obama for the lack of progress, though none of his ideas really got to be tried since they were bound and determined to obstruct everything and have done everything they can to ruin the Nation so they can blame him for the state of affairs, knowing full well most Americans don't know Congress controls the purse and pretty much all things related to it.

Anyhow, then Romney too shifted far to the right of what his record as Governor showed, and again went with somebody who's too far to the right (who oddly enough is now seen as too establishment by the Tea Party element) as a VP candidate... though Obama's popularity, and the popularity of Obamacare would have made it hard to overcome... though again, if the GOP had handled Obamacare properly, as their invention, then Romney would have ridden that strongly as his state used the previous Republican led efforts to create the same program, to do so on the state level. He could have ridden the fact his state had it before anyone else... again they let hatred of Obama override the logical move.

The party in the end is too afraid to do what it needs to do. It's too afraid of the short term losses and doesn't realize that the far goal is obtainable.

Psycho-Bully Toronto Cop Goes "Off The Chart Ballistic".

artician says...

American Cops are trained to "keep control of the situation at all times!", which I can understand, however the only tool they're given to do that with is a fascist attitude. Imagine if they were given training for negotiation and communication psychology?

Daily Show - Sexism on the Soccer Field

vil says...

Its not a question of what you deserve, how hard you work, or sex, or even "generated revenue". Its a question of what are you willing to accept. Men are generally under more pressure to ask for more.

You are free to play football (as a job even!), which is cool, many cultures on this planet dont allow women to do that.

You have to negotiate for pay. I feel your pain, I suck at negotiating too.

Cold Blooded Carrier Manager Annouces 1400 Layoffs

newtboy says...

Moving to Mexico to maintain high levels of product quality? Odd, since quality seems to always lower at least in the short run when factories move, and more so when they move to a neighboring country to save money.
'Strictly a business decision'....so that means he and the board are Trump supporters, right? He is the candidate that advocates doing whatever is good for business, and also the one telling his supporters that America has already gone down the toilet, the logical implications of both are that it's OK to move away to save on taxes and get cheap labor. He's also the one who advocates re-negotiating contracts and agreements after he gets what he wants out of them...meaning if he's president we'll have 4 years of zero international agreements on anything because other countries know full well he can't be trusted to keep them.

It sounds to me like Carrier just killed itself. Anyone thinking about buying a Carrier unit in the next few years should seriously think again. First, they've lost all those customers who buy 'made in America'. Second, those made by these employees may well be sabotaged by disgruntled soon to be ex-employees, and those made at the factory in Mexico will be made by untrained new Mexican employees who don't know what they're doing yet. That means for the next 3+ years, Carrier units will be suspect at best, and more likely dangerously poorly made. It also means getting warranty service is going to get pretty difficult and maybe require sending your unit back to Mexico.

Oh well, bye bye Carrier. You had a nice run.

Putin Tells Everyone Exactly Who Created ISIS

RedSky says...

Military support of Syrian rebels in by the US has by all accounts been minimal, it's primarily been non-arms tactical equipment. Arms support has come largely from the Gulf states / Iran. The idea that the US fomented the Syrian civil war is also largely groundless. If you want to talk about the private military sector, let's not forget that Russia is a major arms exporter.

Meanwhile Russia has armed and provided direct bombing to support Assad directly, a guy who uses chemical weapons and barrel bombs on his people to intimidate them. His Putin's priorities are to protect his only Mediterranean port in the Middle East and to use his war footing to prop up his own domestic support the same way he did in Ukraine.

If he wanted to end the conflict he would have pressured Assad to step down in favor of a traditional government and have the successor negotiate a settlement and eventual elections with moderate rebels. Instead he's poured fuel on the fire. The longer these conflicts last, the more radicalized the opposition becomes. Now that he's let it play out and fanned the flames, he can blame the US for creating the mess.

Rescuing a dog from a life of cruelty

ulysses1904 says...

We have 4 rescue dogs and it's always touching to see how happy they can grow to be. The one abused Shepard we have would flinch if you raised your hand to scratch your head, when she first got here. Now 2 years later you have to negotiate with her for a spot on the couch, she is a whole new dog.

An American Ex-Drone Pilot Speaks Up

bcglorf says...

"I didn't think I would ever be in position that I would ever have to take somebody else's life"

That's the opening quote, from somebody in the military flying armed drone strikes. I am gonna call that unrealistic expectations, the army and military are not about negotiating with the enemy, their purpose is the threat of violence and death should negotiations fail. If you don't expect taking a life to be part of military operations, you didn't understand the entire concept of a military.

Then it's compounded, with this gem of a quote:
"I thought we were trying to rebuild their democracy"
Where did there exist a democracy in Afghanistan, Pakistan, Iraq, Yemen or anywhere else he might have been flying a drone? Violent, repressive military dictatorships and stateless anarchy were the precursors.

Somewhere in between the cries to kill all Muslims and the Chomsky like claims that everything is the fault of the West is a middle ground I wish people would pay attention to and discuss.

There are parts of the world that are completely lawless, and for all intents and purposes have NO government despite the land itself falling within declared national borders. Tribal Pakistan and Afghanistan, as well as many African states like Yemen and Somalia are relevant examples. There are powerful non-state organizations waging war from this regions. Al Qaeda and the TTP being only the most popular examples, Al-Shabab and Boko-Haram are others. These non-state entities are pushing ideologies that are not simply counter to western values, but that violate all UN agreed notions for basic human rights.

The question isn't drones good or drones bad. It isn't America good or America bad. It's not even killing good or killing bad. That's all just propaganda.

The real question is when powerful non state actors wage war with the declared goal of revoking many globally upheld human rights, how do we respond? The idea that drones should never be part of that answer seems equally facile to the idea that they always should be.

eric3579 (Member Profile)

radx says...

Varoufakis' Op-Ed in the Guardian closes with a remark that should be featured much more prominently in any discussion about the EU or the EZ:

"Based on months of negotiation, my conviction is that the German finance minister wants Greece to be pushed out of the single currency to put the fear of God into the French and have them accept his model of a disciplinarian eurozone."

It is about the Franco-German dynamic within the EU and whether or not the monetarists in Germany -- the recession cult, as Bill Mitchell put it -- get to keep the rest of the EU in a permanent chokehold.

oritteropo (Member Profile)

radx says...

I just watched Paul Mason's interview with Varoufakis and it's been rather depressing. Most of what he says is perfectly reasonable given the structural confines of the EZ. But it's all based on a belief in "mutual interests", a belief that negotiations can, and will, lead to a "mutually beneficial deal" with the financial inquisition.

Not sure if he's just adhering to his role as FinMin or if he truly believes it. I'd say it's a questionable assumption at best. From over here, it certainly looks like the creditors' position is "pay up, bitch!", end of story. Schäuble is not going to compromise, the majority of parliament is all in on neoliberalism and most of the electorate either doesn't care or even consents. Merkel might agree to a deal, given how she holds no convictions whatsoever except that being in power is better than not being in power. But Schäuble cannot be reined it with half the party being in lockstep with his actions.

No deal worth signing. Either full capitulation or they'll continue this charade with their buddies from PASOK and ND.

Varoufakis: no mandate to sign or reject Troika's proposal

radx says...

Unknown.

If the ECB pulls ELA, the Greek banking system goes belly up. Again, consequences unknown, but Deutsche Bank for instance didn't seem particularly stable during the last months, so the denial of any contagion risk might have been premature. Additionally, Draghi is tasked with maintaining the stability of the Euro and taking away Greece's last lifeline might just be too far out of his mandate, even for him. Keeping ELA up without increasing the limit will achieve the same result within days though.

If Greece fails to make its payment to the IMF tomorrow, it's at the discretion of Lagarde whether she pulls the plug. Info has been somewhat contradictory, but there should be a 30 day window before the board has to call it a default.

If a default is triggered this week, it's up to the ECB and the EC again. They have shown unwillingness to let things go bust, all the recent months of muddling through should be testament to that.

They cannot have a failed state within Europe without feeding right into the anti-European parties on both ends of the spectrum; they cannot throw Greece out of the EZ; they cannot revitalise the Greek economy without doing a 180 against their own ideology; they cannot let Syriza pull Greece out of the shit without encouraging Podemos. It's an impasse alright.

Should the Greek people vote against the proposal, a proposal that is no longer on the table, it'll be back to negotiations. Should they vote in favour of it, and should it still be available to them at that time in the first place, Tsipras might even get a majority for it in parliament, but Syriza will blow apart right then and there. The left wing cannot agree to further enslavement.

If, however, everything goes sour and Greece does indeed exit the EZ, introduce a new Drachma, the whole shebang, then we're in uncharted terrorities. The situation in Greece would deteriorate even further, given how much they rely on imports, especially of fuel. And the EU, already shaky from the tens of thousands of bodies floating in the Med, the falling standard of living for tens of millions and the sustained unemployment of an entire generation; this fecking union cannot turn the cradle of democracy into a failed state and survive. The governments might be ok with it, but the French people would rip this shit to shreds one way or another, and rightfully so.

charliem said:

Ok...so what does this mean for the rest of the world, when Greece defaults in a few days from now..?

Higher minimum wage, or guaranteed minimum income?

radx says...

At some point, yes. But for the time being, increases in productivity (automation) are less of a job killer than your everyday policies and ideologies.

Speaking of my own country, the amount of work not being done is enormous, and the aggregate of work not having been done over the last decades is absolutely staggering. The current economic system not only unloaded a great number of burdens onto society, it also never found a way to come up with a way to integrate the aforementioned work. No one is willing to pay for it, so it doesn't get done, period. The most prominent examples would be infrastructure works of all kinds (energy, most of all), ecological restauration and care for the elderly. Our national railroad alone could hire 100,000 people and still be understaffed.

You can have full employment next year, but not if you expect the private sector to provide the jobs within the current system. The public sector could create them, if you use a sovereign, free-floating currency, but ideology doesn't allow for it.

As long as we focus on finding people for a given job, there'll be mass unemployment, no matter what. Reverse the process, create/find jobs for a given people and we might make some headway.

Again, ideology doesn't allow for it. And that's also what made me stop advocating for an unconditional basic income (UBI). The financial details of it can be a nightmare, yes, and it would be a break with a social welfare system that survived two world wars. But the deal breaker for me was politics.

A UBI would mean taking the boot of the peasants' necks. Liberty and (some) equality made real. Love it.
But look at how vicious the Greeks are attacked these days, not just by the elite, but by our fellow worker bees. They're not just burying the last bit of European solidarity in Greece, they're unloading all their frustrations onto the schmucks who had very little to begin with. It's despicable. And it indicates to me that any attempt to introduce a system that would take from people the need to work would unleash unimaginable hatred from the usual suspects. And significant portions of the public would go along with it, given how easy it already is to channel their frustrations towards "welfare queens" and "moochers".

So yeah, a UBI would be lovely. Finally some liberty, finally more negotiating power for the worker (can decline any job offer without repression). But the shit would need to hit the fan hard before there can be any room within the political sphere for it.

Stormsinger said:

Given the increasing capabilities of automation, it seems quite obvious that full employment will never again be seen. Given that, a guaranteed basic income is the only way to stave off a violent revolution by those who have been abandoned by the system.



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