I'm guessing Wells Fargo wishes they could have foreseen the steeper stakes... or to have brought a steeper stake! Oh well, we all know they were being narcissistic and just didn't see it coming in the mirror.

more details on this story
http://consumerist.com/2011/02/how-this-philly-homeowner-foreclosed-on-wells-fargo.html
and
http://consumerist.com/2011/02/philly-homeowner-who-foreclosed-on-wells-fargo-settles-dispute.html

Companies have hired more temps for four straight months. Yet they remain reluctant to make permanent hires because of doubts about the recovery's durability.

Even companies that are boosting production seem inclined to get by with their existing workers, plus temporary staff if necessary.

"I think temporary hiring is less useful a signal than it used to be," says John Silvia, chief economist at Wells Fargo. "Companies aren't testing the waters by turning to temporary firms. They just want part-time workers."

The reasons vary. But economists and business people say the main obstacle is that employers lack confidence that the economic rebound has staying power. Many fear their sales and the overall economy will remain weak or even falter as consumers spend cautiously.

Companies also worry about higher costs related to taxes or health care measures being weighed by Congress and statehouses. That's what Chris DeCapua, owner of employment firm Dawson Careers in Columbus, Ohio, is hearing from clients.

DeCapua says corporate demand for temporary workers has surged. That's especially true for manufacturing-related jobs involving driving forklifts, assembling products, packing merchandise and loading it on trucks.

Yet that demand hasn't spilled over into a demand for permanent workers. And DeCapua doesn't see it turning around anytime soon.

Nope, no terrorist attacks in the USA 2000 - 2008. Though there was quite a bit of state sponsored terrorist attacks in Iraq from 2003 on.

April;30 0 0 United StatesElettsville, Indiana The Earth Liberation Front (ELF) claimed responsibility for causing over $500,000 in damages to construction equipment in Elettsville, Indiana. Fourteen pieces of logging and construction equipment were destroyed by the perpetrators, who filled gas tanks with sand, cut fuel and hydraulic lines and set a tractor-trailer filled with wood chips on fire. Graffiti found at the scene read, "Go develop in Hell," "ELF" and "This machine is evil." The equipment was being used for a state-run project to build a four-lane highway in the area. In their written statement, the group writes, "the government and developers are mad with greed and there will be no limit to what they destroy until we take away the profit from their schemes."[48]

# United States United States, September 11: Attacks kill 2,997 , and many more later from exposure to toxic dust in a series of hijacked airliner crashes into two U.S. landmarks: the World Trade Center in New York City, New York, and The Pentagon in Arlington, Virginia. A fourth plane, originally intended to hit the United States Capitol Building, crashes in Somerset County, Pennsylvania, after an apparent revolt against the hijackers by the plane's passengers.

# United States United States: Anthrax attacks on the offices the United States Congress and New York State Government offices, and on employees of television networks and tabloids.


# United States United States, May: Luke Helder injures 6 by placing pipebombs in mailboxes in the Midwest. Motivation to protest government control over daily lives and the illegality of marijuana and promotion of astral projection

# United States United States, July 4: An Egyptian gunman opens fire at an El Al ticket counter in Los Angeles International Airport, killing two Israelis before being killed himself.
# Israel

United States United States, October: John Allen Muhammad and Lee Boyd Malvo conduct the Beltway Sniper Attacks, killing ten people in various locations throughout the Baltimore-Washington Metropolitan Area from October 2 until they are arrested on October 24.


March 3 0 9 United States United States: Mohammed Reza Taheri-azar, an Iranian-born graduate of the University of North Carolina at Chapel Hill, drives an SUV onto a crowded part of campus, injuring nine.


July 28 1 5 United States USA:A woman was dead and five others were hospitalized this afternoon after a shooting at the Jewish Federation of Greater Seattle building in downtown Seattle by a man who declared he was "angry with Israel."[10]

August 30 1 16 United States United States: An Afghani Muslim hit 19 pedestrians, killing one, with his SUV in the San Francisco Bay area.

October 26 2 United States A pair of improvised explosive devices are thrown at the Mexican Consulate in New York City. The fake grenades were filled with black powder and detonated by fuses, causing very minor damage. Police investigate the connection between this and a similar attack against the British Consulate in New York in 2005.[105]


July 27 2 7 United States Knoxville, Tennessee. Knoxville Unitarian Universalist church shooting, Jim David Adkisson kills 2 people and injures 7 in Knoxville, Tennessee.

17 1 4 United States Dalton, Georgia An explosion at a personal injury law firm in downtown Dalton, Ga., injured four people, including at least one lawyer, and resulted in the death of the apparent bomber in what a federal law enforcement spokesman described as a suicide attack.[212]

December 12 2 2 United States Woodburn, Oregon. Woodburn police Capt. Tom Tennant, and Oregon State Police bomb technician Bill Hakim were killed, and Woodburn Police Chief Scott Russell was critically injured after a bomb exploded at the West Coast branch of Wells Fargo in Woodburn. Customer Service Manager Laurie Ann Perkett was taken, and later released from the hospital after being hit by shrapnel. The explosion happened just before 5:30 p.m. while Hakim and Tennant were trying to open the bomb, which Hakim felt confident was not a bomb. Officers were on the scene investigating a bomb threat called in to the bank at 10:19 a.m., when the explosion occurred. Joshua Turnidge and his father, Bruce Turnidge were charged with the murders.[314]

In all fairness, EDD, you aren't the one who interprets the law, governmental officials will be the ones doing that... You say page 59 cannot be interpreted as the government having access to everyones account, and the ability to make automated withdrawals:

"(C) enable electronic funds transfers, in order to allow automated reconciliation with the related health care payment and remittance advice

But what exactly does "automated reconciliation" entail? Are you suggesting this is just an innocent automated bill pay feature ala Wells Fargo. If that is the case why does such an innocuous feature need a LAW to enforce it. A law suggest a crime, and a crime suggests jail time. How can this mean anything other than failing to supply an account for automated fund transfer is a crime punishable by jail or fines?

By the way, its clear you haven't looked at the document or you would have noticed this on page 58:

"(D) enable the real-time (or near real- time) determination of an individual’s financial responsibility at the point of service and, to the extent possible, prior to service, including whether the individual is eligible for a specific service with a specific physician at a specific facility, which may include utilization of a machine-readable health plan beneficiary identification card;"

I think your call of "lies" needs to be retracted...

300 pages, 1000 pages, whatever. If this is the START what will this program look like in ten years?

See that Wells Fargo, that's where I bank.
See that hand lotion, that's how I wank.

Doc Holliday (1851-1887)

DocJohn Henry Holliday was born in Georgia in 1851. An educated man, John learned mathematics, the sciences, and earned a degree in dentistry (hence his nickname, “Doc”). He disliked the teeth trade, preferring to spend his time playing poker, and after being diagnosed with tuberculosis, he went west to partake of the dry climate.

Despite his genteel upbringing, what Doc really liked to do was have a good time. His idea of a good time involved gambling on cards, drinking whiskey, and enjoying the attentions of a lady or two. A really good time featured all three at once. It has been said that he drank three quarts of whiskey on an average day, and when he got serious about the job, could kill five or six.

Together with his occasional paramour, “Big Nose” Kate Elder, Holliday went on a violent, lucrative, and whiskey-soaked spree through the territories. He tended to leave town under threat of arrest or one step ahead of a posse, and at one time was wanted for various crimes in Kansas, Texas, Missouri and Arizona. He holed up for a time in Tombstone, Arizona, arriving shortly before the Earp brothers, with whom he became embroiled in the animosity which led to the gunfight at the OK Corral.

His TB worsened, causing him to regularly cough up blood. Strong whiskey seemed to stem the hacking, so Doc drank from dawn to dusk. He checked into a hospital for consumptives in Glenwood Springs, Colorado, where, as a wealthy man, he bribed nurses to bring him his self-prescribed medicine. Otherwise, he remained a model patient until he died. He was 36 years old.

Big Nose Kate (1850-1940)

Known at various times as Kate Fisher, Kate Elder, or Kate Cummings, Mary Katherine Haroney was born in Budapest, Hungary, the oldest child of a wealthy physician. Her father moved to Mexico in 1862 to act as the personal physician for Emperor Maximilian I. In 1865, when the Mexican government imploded, the Haroney family relocated to Davenport, Iowa, where Dr. and Mrs. Haroney managed to die within the year, leaving Kate an orphan.

The intervening years are a blur, but by 1874 Kate was living in Dodge City, Kansas, where she sold her charms in a brothel owned by Nellie Earp, wife of James Earp, the less famous older brother of Virgil, Morgan and Wyatt. While living in Dodge, Kate met Doc Holliday, who would be part of her life for many years.

Kate could match Doc drink for drink, and her temper was, if anything, even more volatile than his. She carried a derringer in an ankle holster, and when crossed, could curse a trailhand back into church. After she’d had a few, her verbal tirades took on a cosmopolitan flavor as she assaulted her opponents in a hair-raising potpourri of Hungarian, French and English. Many times, sadly, when Kate slipped into banshee-mode, her target was Doc Holliday.

They were quite the couple. The phrase “love birds” can share space in the same sentence as the words “Doc” and “Kate” only as a means of defining what they absolutely were not. We’ve all had friends like Holliday and Big Nose (hopefully without the shootings and stabbings), or witnessed their like. You know, they start the night acting like Siamese twins attached at the lips, drinking and dancing without a care in the world, then, for reasons even they probably don’t understand, they spend the next few hours auditioning for the Springer show—yelling, chasing, crying, slapping, pouting—until, just at the very apogee of ugliness, they make up and sneak off to screw in the laundry room. Such was the daily reality of Kate’s relationship with Doc Holliday.

Kate’s epic drinking habits once got her and Holliday in a whole hill of trouble. They had been fighting and Kate, in a cloud of rage, went to a saloon, where she encountered Tombstone sheriff Johnny Behan. He was sitting with members of the feared outlaw gang, the Cowboys, lead by a rancid little psycho called Curley Bill Brocious and his frequent partner in crime, the gunman Johnny Ringo. (At a saloon in Prescott, Arizona, Ringo, a specialist at shooting unarmed men, offered to buy a man a whiskey, but when the man ordered a beer instead, Ringo shot him dead.)

The Cowboys were involved in a feud with the Earp brothers and Doc Holliday, a feud that Sheriff Behan encouraged because he was a weasel and felt threatened by the Earps’ influence in “his” town. When Kate thundered into the saloon, the boys saw an opportunity. Someone, surely one or more of the Cowboys, had recently robbed a Wells-Fargo wagon and murdered the driver. The Cowboys and Behan bought Kate as much whiskey as she could drink and persuaded her to swear that it was Doc Holliday who had done the deed, which she did right on the spot.

Kate recanted after she sobered up. Doc forgave her, and their relationship continued along its usual tempestuous course until Doc finally became so ill he required hospitalization. They never saw each other again, and Kate returned to Arizona, where she lived well into her 90s.

The building that was once the Grand Hotel in Tombstone is, today, Big Nose Kate’s Saloon. Numerous visitors have claimed that Kate’s ghost haunts its back rooms and corridors. Big Nose Kate was a hellion in life, a free spirit, an ass kicker and a name taker, so her lingering spirit is likely one spitfire of a spook.
-Modern Drunkard

Been there done that. Check cashing exists because many people (way more than you think) earn so little money every week that they can't reliably maintain a minimum balance in a bank account, there IS no extra money to let lay around and accumulate in an account.

Try going into Wells Fargo and cash a paycheck for $400.00 when you have $5.00 in your account, when you need that cash in hand NOW to pay the rent This Afternoon, not a week later after it's "cleared" the bank.