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Why should college be free

spawnflagger says...

Don't know this Stossel guy (seems like a tool), but was always a fan of Mike Rowe, and also his initiative to get more workers in the trades.

I've seen plumbers (2-yr degree + certification) with higher hourly rates than lawyers (8-yr degree + bar exam). I also know a guy who makes more now as a general contractor than he did as a DBA (B.S. in Computer Science).
I think part of this is supply & demand- not as many tradespeople so the wages go up to hire those willing, and the cost of higher wages gets passed on to the customer.

But the point of this video isn't "should you go to college?", it's "the liberals want hard-working people to pay for college for all these liberal students", which is a false premise and why I can't upvote it.

I think community college should be taxpayer-funded for those students who want more than just high school. (but they should have to maintain certain GPA to remain free)
As far as other private Universities, they should be able to charge for it. Colleges that receive Federal or State money should have a cap on the rate that tuition can increase per year (maybe based on inflation). Over the past 20 years, most college tuition has gone up way more than inflation or wages.

Rather than student-loan forgiveness, I'd rather see a federal program that will help those students who couldn't finish school go back and get their degree (where it will pay for itself) or get a different degree. Most of this sub-$10k student debt they talk about is for students who never got their degree.

Caulking Tally Ho

newtboy says...

I got hooked on this series about 6 months ago and binge watched it from the beginning. It's a great introduction to ship building, and one hell of a project.
It's not exactly right to call it a restoration, there's hardly any of the original wood left in it. I think in the end there's going to be the transom and lead keel left, everything else being replaced including the dozens of huge iron, now polished brass, castings and thousands of custom copper rivets.
*promote a *quality series

big ol boppy riff

noims says...

Well you of all people should know that it can be difficult to get customers to form an orderly queue.

Ants are very good at lining up, so I don't think there's going to be a problem there though.

BSR said:

What are the disadvantages? Asking for @ant.

New Rule: The Tragedy of Trump Voters

newtboy says...

I think that's at the discretion of the judge, if you asked for 15%, likely you'll get your principal back, if you asked for 1500%, chances are you won't get a dime back as punishment, and may end up owing the borrower if you went overboard trying to collect.

I live in California, building codes change constantly. I agree, it is maddening and often backwards. He was specifically talking about codes for building stand alone solar, which are newer building codes. Even old building codes are often poorly thought out and contradictory. I'm not saying there isn't an abundance of red tape here, especially for building.
That said, his contractor should have been aware of all codes, submitted his plan, and would have approval or notes on what to change in weeks tops. There's something wrong when it takes over a year to get a shed built, some reason his plans weren't approved like they weren't to code.
Citation : personal experience - I installed solar in California, it took 3 days for my permit approval....and only that long because my contractor was being lazy.

That's the thing I disagree with, no new laws are needed at all, just a removal of exemptions/deregulations for businesses that pay large enough bribes (contributions) to elected officials. Even making all credit businesses operate on the same rules, allowing them 30% interest, seems ok, but that isn't reality today. It's unconscionable to allow 1600% interest on loans peddled to desperate people that don't actually qualify for a real, legitimate line of credit, many of whom don't understand it's what they're agreeing to, but the payday loan lobby is well funded and connected.
Citation:
Although U.S. states set their own maximum legal interest rates, a Supreme Court interpretation of the National Bank Act of 1864 preempted state usury laws and created a path toward a national consumer lending economy. The most important federal case in credit card interest rate deregulation was decided in 1978.

Her problems were multifold. The predatory loan took a fixable issue, her terrible customer service, and compounded it with insurmountable and ever expanding debt, which in turn undoubtedly hurt her customer service more, thus increasing her debt..... It sounds like she never should have purchased a service oriented business, and likely overextended herself from day one just to do it.

I'm unsure of your point in the last paragraph.

smr said:

I think you mean they wouldn't have to pay you the interest. They would have to pay you back the principal. And that would be under specific cases and usually when no contract is involved, also all depends on where you live.

Also, I don't think either Bill's building codes are "new" vs. the usury laws being "existing". Please cite to support.

The irony is that additional laws to stop predatory lending are, in fact, what red tape is made of, by definition. So I found it amusing that he would look at her situation, say that Nancy and team were trying to solve it for her by passing new laws, then go on to complain about all the red tape surrounding this building. That red tape exists because someone else before him saw a problem or safety issue or concern, and put yet another policy or law in place to solve it. In reality, as your posts prove, her problem was not that a predatory lender got involved in her life, but that her business was in bad shape because she had gone off the deep end and was thus losing customers.

I could easily imagine a bit where he showed a stack of papers four inches thick that he had to sign to get a loan, and complain about the processing time, then showcase an SMS based loan that works in another country and funds in one day.

New Rule: The Tragedy of Trump Voters

smr says...

I think you mean they wouldn't have to pay you the interest. They would have to pay you back the principal. And that would be under specific cases and usually when no contract is involved, also all depends on where you live.

Also, I don't think either Bill's building codes are "new" vs. the usury laws being "existing". Please cite to support.

The irony is that additional laws to stop predatory lending are, in fact, what red tape is made of, by definition. So I found it amusing that he would look at her situation, say that Nancy and team were trying to solve it for her by passing new laws, then go on to complain about all the red tape surrounding this building. That red tape exists because someone else before him saw a problem or safety issue or concern, and put yet another policy or law in place to solve it. In reality, as your posts prove, her problem was not that a predatory lender got involved in her life, but that her business was in bad shape because she had gone off the deep end and was thus losing customers.

I could easily imagine a bit where he showed a stack of papers four inches thick that he had to sign to get a loan, and complain about the processing time, then showcase an SMS based loan that works in another country and funds in one day.

newtboy said:

I'm curious why you think enforcement of existing usury laws is the same as new building codes.
If you loaned a friend money and charged over 10% interest, in many cases they don't ever have to pay you back anything because that's usury. Payday loan companies are only allowed to charge 1600% because they bribed congress to make them exempt from the law.

VLDL: Getting a USB in first time - USB

PC guy is BACK! Watch him troll Apple's MacBook event ('I'm

kir_mokum says...

depends what you're getting and what you're using it for. also depends on how much time and energy you want to spend on researching and customizing. in my experience both have really failed users in the last 10 years or so.

newtboy said:

Sure, but for the price of one Apple you can buy three comparable PCs. Together, their battery lasts twice as long. Gimme 3 Hodgmans vs one Apple gutsy and we'll be getting somewhere.

BSR (Member Profile)

Customer stated her turn signal is broke

iPhone 12 Anti Repair Design...

BSR says...

I can see this maybe becoming the norm in the future for most products. Or is it the norm and Apple is just getting up to speed.

Never cared for Apple unless I could eat it. Seems like Apple is biting the customer that feeds it.

Why Was the Islamic Golden Age of Science… Golden?

vil says...

Last names as a way to determine ethnic diversity, lost me there.

Cool though, that makes my sister latin american.

Too bad I am stuck with a name thats probably German in origin.

Diversity is fine. It was the tolerance of the society to entertain the notion that feeding a bunch of good for nothing intellectuals was a noble idea that made a golden age possible. Also the possibility to travel and communicate, the spread of information was helpful. Language barriers came down. That tolerance ended around 1250. Muslim lands were still ethnically diverse after that, but no more tolerance for science.

So tolerance of different ideas, customs, religions, foreigners and races seems more important than attempting to induce diversity artificially.

Tolerance naturally leads to diversity - you can see this in areas like scientific teams, hi-tech companies, or top sports teams. If you want the best people you arrive at not evaluating their race, but their abilities. That is if the society around you lets you do that.

My friends son just spent 6 months working in a chemical lab in Sweden. Met few Swedes, mostly worked with people from all over the world. So he helped with a Swedish project, he can now go back to work on his own project and he knows all these people from around the world who work on similar stuff. No one gives a damn about what ethnicity any of the people involved are or if the lab was "diverse". They all concentrate on the project. If a commision goes in and starts counting how many Laplandian scientists are filling a quota the scientists would show the (imaginary) commision their collective middle finger or just leave.

So i would argue that ethnically diverse scientific teams are not more succesful because they are diverse, they are more successful because they are open and tolerant (and that has led to their diversity).

Forcing diversity will not bring the same result.

Long? Sorry.

Independent dive team solves missing person case, cops upset

bobknight33 says...

Mostly its Unions that protect bad cops. That needs to change.

These cops, like any organization run things their way.

EX. In my Co. that I work for If you need a CD burner I have to charge you $700 ( if you not under a contract). What I want to say but can not, is that you can buy one locally for $20.

Additionally, The customer because of their rules, they find it extremely hard to get one locally due to their purchasing system.

DuoJet said:

Cops are compensated and protected from accountability whether they do their jobs well or not. Unless there's an incentive to perform, why bother?

Guy has a truly horrible airport experience

newtboy says...

Oh yes, I remember last times, 2001 and 2008-9. They've used 96% of cash flow to buy back stock, now they want another. Oddly enough, it's the free market believers that insist they should get more free money instead of letting the market decide, and that's why our airline industry is one of the worst, most despised industries where customer service is non existent. Why waste time serving customers when the government will give you more money for nothing? Not for stocks, cash, promises to keep employees, promises to upgrade aging fleets, just free money. It was a near guarantee they wouldn't improve anything, but CEO compensation would skyrocket....and that's what happened.

I would be ok with bailouts if there were stipulations freezing ANY buybacks or bonuses, requiring improvements in service and planes, and ownership of the companies equal to the bailout amount accepted as collateral that transfers permanently if they don't meet all the stipulations or miss any payments on the loan, no handout. Not going to happen, so neither should a third bailout in under 20 years. Let them fail, service will improve.

StukaFox said:

Newt, you don't know the half of it. ^

Guy has a truly horrible airport experience

newtboy says...

And they think they deserve ANOTHER multi billion dollar handout/bailout from taxpayers, another socialist handout for free, no strings attached at all, but won't commit to upgrading service or even keeping employees employed (considering their competence level, that's reasonable, a monkey on meth would do better).

Same story at United. Fly Southwest.

If one of these customer service crews was just found at the ticketing desk torn limb from limb by hand, customer service would improve instantly. A carry on bag full of sodas makes a great weapon, and drawing and quartering sends one hell of a message....just saying.

Just a side note, while airports screech at you to social distance every thirty seconds, airplanes are flying at capacity with zero possibility of any social distancing, instead you're forced to have physical contact with other passengers. Don't fly during pandemics unless it's absolutely necessary.

This Is Why You Should Pay Your Workers

ForgedReality says...

I was confused due to the lack of context but the Youtube description says:

"Landscape gardeners destroyed a brand new patio and fences with sledgehammers after a homeowner allegedly refused to pay £7,300 for the work. Jack Pendergast claimed the customer in Ellesmere Port, Cheshire, failed to pay despite asking five times."



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